金融科技出海峰會完美收官
阿裡雲國際金融科技出海峰會完美收官，行業專家領袖及企業代表們紛紛暢言，分享真知灼見，通過生動的案例和故事探讨了在金融出海領域合規的重要性及做好本土化的必要性，揭示了金融行業 AI 和技術保障發揮的重要價值。随着讨論的深入，參與者們進一步挖掘了在全球化浪潮中，金融科技企業如何乘風破浪，既抓住機遇又規避風險的政策。行業分析師通過詳實的資料分析，揭示了 AI 和算力對金融行業的助力，企業家代表們則紛紛提醒大家合規的不可輕視性，在出海過程中一定要守好底線。
The Alibaba Cloud International Fintech Summit wrapped up effectively with key players from the industry engaging in important discussions about complying with regulations and adapting to local markets when expanding finance businesses internationally. AI and tech support were emphasized as critical factors. Attendees considered strategies for fintechs to thrive globally, balancing seizing opportunities and avoiding risks. Data shown by analysts revealed AI's and computing's benefits to finance. Vice Chairman and Financial Services Industry Leader of Deloitte China, Wu Weijun highlighted the essential need for compliance in global growth using a metaphorical story.
接下來，讓我們一起來聆聽行業先鋒們的真知灼見吧
Next, let us listen to the insights of industry pioneers
Selina Yuan, Vice President of Alibaba Group, President of Alibaba Cloud International
阿裡巴巴集團副總裁，阿裡雲國際事業部總裁 袁千：
對于阿裡雲國際，出海的不隻是算力，同樣是長年深耕本地、服務本地的經驗和實踐，幫助中資企業快速在海外生根發展。
Alibaba Cloud's globalization journey goes beyond the worldwide expansion of the infrastructure. It is rooted in years of service to local customers, a deep understanding of their practical needs, and an intimate knowledge of market dynamics. Alibaba Cloud is poised to empower Chinese enterprieses to thrive in the global landscape.
David Wu, Vice Chairman and Financial Services Industry Leader of Deloitte China
德勤中國副主席、金融服務業主管合夥人 吳衛軍：
從金融科技的實物形态來說，阿裡實際上是為他的每一個客戶，個人或者是企業，提供了開立支付賬戶的一個功能。金融科技的存在，使得交易的效率得到了極大的提高，這就是最普惠的金融。
“守底線、補短闆、謀長遠” ，從“形式合規”轉變為“合規為本”，從“文化融合”到“文化契合”，從“短期績效”到“長期價值”。
From the perspective of fintech's tangible forms, Alibaba Cloud essentially provides every one of its customers, individuals or businesses, with the function to open a payment account. The presence of fintech has greatly improved transaction efficiency, which represents the most inclusive form of finance.
"Keep the bottom line, fill in the gaps, and pursue the long term", shift from "Formal Compliance" to "Compliance-based", from "Cultural Integration" to "Cultural Fit", from "Short-term Performance" to "Long-term Value"
Vakee Lai, Founder and CEO of RockFlow
RockFlow 創始人及CEO 賴蘊琦：
通過AI原生的投資理财平台，我們可以讓投資變成生活的一部分，并給使用者帶來極緻的個性化體驗。金融業務是AI完美适配的場景，滿足合規要求，金融出海就會是最有潛力、最有規模化能力的機會。
Through an AI-native investment and financial management platform, we can integrate investing into everyday life and provide users with the ultimate personalized experience. Financial services represent the ideal scenario for AI integration. By meeting regulatory requirements, financial expansion overseas becomes the most promising opportunity with the greatest potential for scalability.
Zunlei Xiao, Chief Scientist of Rong360
融360首席科學家 肖尊雷：
阿裡雲具備出色的資源彈性伸縮特性，確定在遭遇高并發業務峰值時，能夠即時提供充裕的計算能力，同時有效控制成本支出，根據我們的實際應用經驗，這一方案能顯著節省約50%的算力成本，效益十分顯著。
Alibaba Cloud has excellent resource elasticity features, ensuring that when encountering high concurrent business peaks, it can immediately provide sufficient computing power while effectively controlling cost expenditures. According to our practical application experience, this solution can significantly save about 50% of computing power costs, and the benefits are very significant.
Garry Sien, Chief SA of Global Financial Services Solutions, Alibaba Cloud International
阿裡雲國際事業部金融解決方案首席架構師 冼卓賢：
我們做的所有的解決方案，都會把風控放在第一位，不單是我們自己的業務，也包括我們的客戶，我們的夥伴。
In all the solutions we provide, we will always put risk control first, not only for our own business, but also for our customers and our partners.
William Xiong, Vice President of Alibaba Cloud International, General Manager of Industry Solutions
阿裡雲國際事業部行業解決方案總經理 熊務真：
SuperApp 2.0 對我們來說，它遠超一個簡單的技術平台，更多的是一種生态，在這個體系下，我們可以讓商家通過小程式開發平台快速開發小程式，完善SuperApp的場景豐富度；讓ISV合作夥伴通過小程式開發平台和應用開放平台提供垂直解決方案（如餐飲類，商城類，生活繳費，智能出行等）和業務元件（如EKYC、AML、風控等）加強SuperApp開箱即用的能力，同時滿足本地監管和本地客戶體驗訴求，助力金融客戶出海落地和業務快速拓展。
SuperApp 2.0 is more than a tech platform – it's a living ecosystem that brings diverse features together. Here, merchants can quickly build mini-programs using our specialized platform, making the SuperApp even more versatile. Our ISV partners get to use both the mini-program and app development platforms to create industry-specific solutions, plus essential business features like EKYC, AML etc. This makes the SuperApp ready to use right away, meeting local rules and user needs perfectly. It's a game changer for finance companies going global, smoothing their path into new markets and turbocharging their growth.
William Yao, ZOLOZ CTO
螞蟻安全科技技術部（ZOLOZ）CTO 姚偉斌：
阿裡雲顯著的優勢在于其深度融入并适應不同地區的金融生态，尤其是對當地監管環境的精準把握。面對全球各國家和地區日益嚴格的 資料安全法規與個人隐私保護要求，如資料不得跨境傳輸等規定，阿裡雲展現了前瞻性的合規政策。
Alibaba Cloud's significant advantage lies in its deep integration into and adaptability to the financial ecology of different regions, especially its precise grasp of the local regulatory environment. In the face of increasingly stringent data security regulations and personal privacy protection requirements in various countries and regions around the world, such as regulations such as the prohibition of cross-border transmission of data, Alibaba Cloud has demonstrated a forward-looking compliance strategy.
Bridge Song, Vice President of Alibaba Cloud International
阿裡雲國際事業部副總裁 宋瑛橋：
出海之道，“橙盟”關照。我們覺得出海還是不能一個人孤獨前行，更多需要夥伴們抱團取暖。橙雲出海服務聯盟就是要通過聯合更多的行業和區域雙次元的産品和服務提供商，打造一個一站式的服務平台，為出海企業提供全方位的産品解決方案和服務，助力更多的企業揚帆遠航！
The Alibaba Cloud Go Global Fintech Committee was established with the vision of uniting providers spanning various industries and regions under one umbrella, thereby creating a holistic service platform. Our paramount objective is to furnish businesses embarking on their international endeavors with exhaustive product solutions and services, thereby empowering them to venture onto the global stage with confidence and pave their path to international success.
Tan Liang, Deloitte China Chief Growth Officer
德勤中國首席業務增長官 談亮：
同時，德勤中國首席業務增長官談亮強調了Fintech企業走出海外的三大要點：敢作為的企業家精神、堅實技術支援以及重視風險控制與合規的穩健行動，他提出了德勤作為全球領先的專業服務機構，将結合自身全球資源和人文關懷的視角，協助中國企業安全穩固地拓展國際市場，實作長遠發展。
Deloitte China Chief Growth Officer Mr. Tan Liang, underscored three key points for Fintech companies expanding overseas: entrepreneurial spirit, technical support, and risk management and compliance. He offered that Deloitte, as a leading global professional services organization, will assist Chinese enterprises in securely and robustly expanding into international markets from a perspective that combines global resources and humanistic care, facilitating sustainable growth.
橙雲出海服務聯盟金融科技委員會成立
随着橙雲出海服務聯盟金融科技委員會的正式成立，将大會推向下一個高潮，通過打造一個一站式的服務平台，阿裡雲希望為出海企業提供全方位的産品解決方案和服務，助力更多的企業揚帆遠航！
Finally, with the formal establishment of Alibaba Cloud Go Global Fintech Committee, the conference was pushed to the next climax. By creating a one-stop service platform, Alibaba Cloud hopes to provide a full range of product solutions and services for overseas companies, helping more companies to go !
公司代表依次是
北京海緻星圖科技有限公司CEO 楊娟
神策資料副總裁 楊岚欽
高陽寰球COO及副總裁 瞿康明
德勤中國首席業務增長官 談亮
螞蟻安全科技技術部CTO 姚偉斌
阿裡雲智能國際事業部副總裁 宋瑛橋
鄧白氏中國區業務副總裁兼大客戶管理部總經理 徐仁卿
AI Rudder副總裁，全球銷售和客戶成功負責人成佳弘
Smartdeer 全球招聘負責人 劉建彬
靖亞資本合夥人 駱銀銀
圓桌論壇
德勤中國首席業務增長官談亮作為圓桌論壇的主持人表示：“德勤與阿裡雲是多年的全球戰略合作夥伴，我們已在數字化轉型、供應鍊優化、工業網際網路生态等多領域開展了多年的成功合作。同時，德勤也有常年服務中企出海的專精實力，長期緻力于為中國企業‘走出去’提供一站式的全方位服務，持續推動中國與世界的開放融通。”
AI Rudder副總裁，全球銷售和客戶成功負責人總結了八個字：生态共榮，攜手共赢。選擇和信任穩定可靠的合作夥伴，會大大加速企業在業務推進過程中的穩定性和長期發展。
Fintopia合夥人及CPO賈旭東說到我們要更好地熟悉其他海外國家的使用者習慣和當地監管政策，不僅僅是全球化，更是本地化。
6Estates資料分析和風險負責人徐敏提及到AI在金融科技能夠真正形成生産力，而不止是很多人認為隻是一個聊天工具，形成有生産力的AI，才能助力整個金融科技的出海。
靖亞資本合夥人駱銀銀給大家兩個建議，第一，在Fintech領域的創業者要相信産品技術的力量。第二，大家要擁抱AI，讓AI流淌在你産品的血液裡，因為這個東西真的可以提升産品的力量，讓它發揮更大的價值、服務更多的客戶。
As the moderator of the roundtable, Tan Liang, Deloitte China Chief Growth Officer stated: "Deloitte and Alibaba Cloud have been global strategic partners for years, with successful collaborations in digital transformation, supply chain optimization, and building the industrial internet ecosystem. Deloitte also has dedicated expertise in supporting Chinese enterprises' global expansion, providing one-stop, comprehensive services to facilitate the integration of Chinese businesses into the global market."
AI Rudder Vice President, Head of Global Sales & Customer Success, Bianca summarized her speech into eight words: "Mutual prosperity and collaborative success." Partnering with and trusting a stable and reliable collaborator can significantly accelerate a company's stability and long-term growth during business advancement.
Partner and CPO of Fintopia Group, Xudong Jia emphasized the importance of understanding the user habits and local regulatory policies of other countries, advocating not just for globalization but also for localization.
Min Xu, Data Analytics and Risk Management Lead of 6Estates mentioned that AI in fintech should form a productive force, not just be seen as a chat tool. It is the creation of productive AI that can aid the entire fintech industry in expanding globally.
Partner of Eminence Ventures, Laven Luo offered two pieces of advice. First, entrepreneurs in the fintech field should believe in the power of product technology. Second, embrace AI and let it run through your product's veins; it can truly enhance the strength of the product, maximizing its value and serving more customers.
在攜帶着來自各界精英的寶貴見解與啟迪，我們預祝每一位金融企業家在開拓國際航道上乘風破浪，共創輝煌。
We wish every financial entrepreneur success in Go Global journey.
The Voices Of Our Customers
最後，一起來聆聽我們客戶的聲音吧！
Finally, let’s listen to the voices of our customers!