How to choose the baby's critical illness insurance? Hui Xin An & Bumblebee & Qingyun Wei
The competition for children's serious illness insurance is really inward-rolling! In the front, there is Qingyunwei No. 1 on the stage, and then there is Hui Xin'an 2022 pursuit
The current Hornet 6 has also come to a heavy upgrade, launching Hornet 7
Hui Xin An 2022 vs Bumblebee 7 vs Qingyun Wei No. 1
How should the baby's popular critical illness insurance be chosen? In order to facilitate the comparison of all the mothers, Dabai has also done a lot of homework, directly look down!
1. Additional compensation for mild and moderate illness
Bumblebee: For the first 30 years, 60% extra payout for major illnesses (bring-in), and extra payout for missing moderate/mild illnesses
Hui Xin'an: In the first 30 years, the weight of the light is an additional loss of 50%, 30%, 15% (optional)
Qingyunwei: In the first 30 years, the weight of the light is paid 50%, 20%, 10% (included)
Summary: In contrast, Huixin's security is more complete, and the loss is also more
2. Coverage of children's special diseases
Bumblebee, Hui Xin'an, and Qingyun Wei can be described as indistinguishable
Whether it is the coverage of the disease or the proportion of compensation, the performance is outstanding
Third, the cancer secondary compensation
Bumblebee & Hui Xin'an: Non-cancer → cancers are spaced 180 days apart, and cancers → cancers are spaced 3 years apart, and the compensation is more friendly
Qingyunwei: Only pay cancer → cancer interval of 3 years, the first serious illness is not cancer, then the cancer second compensation will not be used
Summary: After the bumblebee upgrade, the second loss of cancer is consistent with Hui Xinan 2022
Fourth, serious illness has been compensated many times
Bumblebee: 120% for the 2nd time, 130% for the 3rd time, 180% for the 4th time (optional)
Hui Xin'an: 120% for the 2nd time, 140% for the 3rd time, 160% for the 4th time (optional)
Qingyunwei: Only 120% of the second time (optional)
Summary: The probability of the fourth time of serious illness is very low, focus on the first 3 times, Hui Xinan 2022 and Bumblebee No. 7 are more prominent
5. Severe Hospitalization Allowance
Bumblebee: In addition to the coverage for critical illness benefits, it also provides hospitalization benefits for major illnesses, 200-300/day
Hui Xin'an: severe hand, foot and mouth disease, pay 500 / day, the highest 15w
Qingyunwei: This responsibility is missing
Summary: Bumblebee will be more complete, but severe hand-foot-and-mouth disease is a high incidence of serious diseases in babies, so Hui Xinan is also very good
Overall comparison, how to buy the right?
Budget is limited, as long as the basic guarantee: Hui Xin An 2022
Value the brand, require comprehensive protection: Qingyunwei No. 1
The pursuit of cost performance, no mandatory binding: Hui Xin An 2022 & Hornet 7
Detailed comparison of the big white are sorted out in the picture, if you still don't know how to pick it after reading it, you can find the big white to help you see oh ~ ~
