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Nowadays, the development of technology is gradually changing our lives, such as the way we travel and work, etc., and at the same time, technology is also showing an irreplaceable role in the economic field, such as the very popular mobile payment.
It can be said that the emergence of mobile payment is an important change in modern China, people do not need to bring cash to achieve consumption anytime and anywhere, which not only reduces a lot of trouble in the payment process, but also greatly promotes the development and flow of the economy.
And this method is especially liked by young people nowadays, after all, mobile payment is indeed very convenient and fast, but now there is another abnormal situation, that is, many college students actually start to use cash.
Obviously, this situation is very abnormal, so why do today's college students want to go back to the more troublesome cash payments of the past? What is the reason behind this? In this regard, some students have revealed the truth behind this.
First of all, the first reason is that using cash can more clearly feel and recognize the reduction of one's assets, so as to have a correct view of money and values.
Because the advent of mobile payment methods has turned people's money into a string of numbers, rather than real banknotes, this situation has led to many college students not really feeling the importance of money in the circulation process when spending money.
At the same time, they cannot deeply feel the importance of money to individuals, which leads to a series of bad consumption behaviors such as impulsive consumption and overdraft consumption.
I believe that this situation has occurred in many college students, and once they do not control their personal desire to consume and lack a correct view of money, it is likely to lead to a shortage of their own funds, and it will become a vicious circle over time.
In order to avoid their own lack of financial management and establish correct values, many college students have begun to wake up and spontaneously use cash to restrain and remind themselves, I have to say that this is indeed a good way.
The second reason is that in order to pay attention to protecting personal privacy, we usually have to bind our bank cards to the relevant payment software in advance when using mobile payment, and upload our personal information in addition.
To put it simply, it is the real-name system required by major official software platforms, and some payment software or platforms cannot 100% guarantee that the user's information will not be leaked, and you may have your personal information stolen when you make mobile payments.
This situation is very scary, you must know that many fraud gangs grasp the relevant information by knowing the private information of individuals, so as to carry out fraud, and even hackers can directly invade the background based on personal information to transfer the money on the user's account.
I believe everyone has seen such situations on news or information platforms, and this is a huge loss for college students, after all, the monthly living expenses of the vast majority of college students are not too high.
What's more, the leakage of personal privacy information will not only bring about the loss of money, but also may affect the property security of the family, and it is not excluded that some fraud gangs will use personal information to blackmail family members.
However, if you use cash, you can avoid these dangerous situations, at least you can have a certain sense of security in your hands, and it will not be easily stolen.
The third reason is to avoid personal online loans, as mentioned earlier, the way of mobile payment will make current college students or young people overdraft consumption.
If there is too much overdraft, then college students will face a personal "economic crisis", and many college students do not hesitate to use online loans to fill this hole.
But you must know that this kind of practice of tearing down the east wall and making up the west wall will only make you more and more indebted, and you may end up owing a huge amount of money, which will only make you feel like your parents, and you will not be able to bankrupt your family or face jail time.
If you want to stop this situation from happening at the root, the best way for college students at the moment is to turn off mobile payments and use cash to control their consumption desires and behaviors.
The last reason is that college students are thinking about the safety of their own property, in other words, in order to save some money for future needs, in case their mobile phone is out of battery or the way of movement is not good, the cash in their hands can be used for emergency relief.
After all, no one can guarantee that there will be no unexpected situations when using mobile payment, and there will be individual situations in life that need to be paid in cash, and if there is no cash in hand, it will delay a lot of things.
In addition, for most college students, they have no financial resources during their studies and can only rely on their families to provide living expenses, but many people do not want to be "moonshine people", so they will save part of their money every month.
The money will be saved in cash, so that you can not only deal with some unexpected situations that need to use cash urgently, but also experience the fun of saving money.
Since more and more college students are starting to use cash payment, does it mean that the payment method will change in the future, and do you think it is better to use mobile payment or prefer cash payment?
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