Sellout! If you can't grab ultra-long-term special treasury bonds, what else can you buy?

Southern Fund

2024-05-29 10:56Posted on the official account of Guangdong Southern Asset Management Co., Ltd

Dear fans, have you grabbed the ultra-long-term special treasury bonds?

According to the Financial Associated Press, like the first phase, the second phase of ultra-long-term special treasury bonds for individual investors was sold out quickly on May 27 at the sales end of channels such as China Merchants Bank and Zheshang Bank.

Image source: Finance Associated Press

Why is this happening? What are the reasons why ultra-long-term special government bonds are favored by investors? In addition to savings bonds and large certificates of deposit, what other products can investors with a lower risk appetite pay attention to? Today, Nannan will talk to you.

01

What are ultra-long-term special government bonds?

First of all, let's understand what is ultra-long-term special government bonds? Ultra-long-term special treasury bonds contain three key words: ultra-long-term, special, and treasury bonds.

Ultra-long-term: The issuance period shall not be less than 10 years, and the ultra-long-term special treasury bonds to be issued this year are divided into 20 years, 30 years, and 50 years.

Special: refers to treasury bonds with specific purposes issued in stages in a specific period; The ultra-long-term treasury bonds issued this year are mainly used for the implementation of major national strategies and security capacity building in key areas.

Treasury bonds: A type of government bond issued by the central government, the issuer has the highest creditworthiness and is considered to be one of the safest investment varieties.

02

How can individual investors buy?

How do individual investors buy? There are two main investment channels: one is to purchase through banks; Second, through the purchase of securities companies, investors can choose the appropriate purchase channel according to their actual situation and needs.

It should be noted that special treasury bonds cannot be redeemed in advance, but they can be traded in the secondary market, and the trading price will generally change with market fluctuations. Different purchase methods may have different regulations, such as fees, transaction hours and limits, etc., investors should understand and consult relevant institutions in detail before purchasing.

At present, the issuance of savings bonds is often sold out quickly, which precisely reflects the increasing demand for low-risk and stable products. This can also be seen in bank savings.

In recent years, although deposit rates have continued to fall, residents' enthusiasm for saving is still high. According to Choice statistics, the balance of RMB deposits in mainland China will increase by 39.02 trillion yuan in 2023, and the scale of deposits in mainland China has also been steadily climbing in the past 10 years.

Source: Choice, 201401-202404, past data is not indicative of the future

Investment is risky, and you need to be cautious when entering the market

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