Dilute the "throw" brain
"Protect" the evil intentions
Concentrate on "traveling"......
These pension fraud routines
Quickly transfer it to our parents to know~
Common schemes of pension fraud
Provision of false pension services
This type of illegal crime is mainly manifested in the use of door-to-door care, institutional trusteeship, provision of beds and other forms, through tricking middle-aged and elderly people into signing contracts, paying membership dues, purchasing pension beds, pre-paying pension service fees, and other means to illegally occupy other people's money, suspected of contract fraud and ordinary fraud.
Investing in fake pension projects
This type of illegal crime is mainly manifested in the investment in pension insurance projects, investment in nursing homes, purchase of pension apartments, shareholding in health bases, regular rebates after sales, high dividends, etc., suspected of luring middle-aged and elderly people to participate in illegal fund-raising or illegally absorbing public deposits.
Selling fake pension products
This type of illegal crime is mainly manifested in the provision of free tourism, emotional companionship, false propaganda and other means, using commodity repurchase, consignment sales, consumption rebates, conference marketing, health lectures, etc., to trick middle-aged and elderly people into buying inflated health care products or counterfeit and shoddy products, suspected of selling fake and shoddy goods and ordinary fraud.
Falsely claiming to provide for the elderly with housing
This kind of illegal crime is mainly manifested in the explanation and promotion of the form of pension, deceiving the elderly to form the concept of "reverse mortgage" consumption of housing property rights, illegally signing loan contracts or related agreements with middle-aged and elderly people for real estate mortgage guarantee, and tricking middle-aged and elderly people to use the funds obtained from mortgaged houses to purchase the so-called financial products they recommend, so as to carry out fraud or illegal fund-raising.
False agency pension insurance
This type of illegal crime is mainly manifested in the staff of banks and insurance institutions fabricating or exaggerating the income of insurance projects, concealing the true procedures of insurance claims, setting traps, inducing consumption, and being suspected of contract fraud; Some pretend to be staff of banks and insurance institutions to collect material fees and benefit fees from middle-aged and elderly people on the grounds of "early retirement" and "pension insurance", and defraud the victims of insurance money for the purpose of illegal possession.
Carry out false pension assistance
This type of illegal crime is mainly manifested in the use of various forms of fraud against middle-aged and elderly people after gaining the trust of middle-aged and elderly people in the form of voluntary medical treatment, psychological care, live-streaming escort, charitable donation volunteer services, and organizing cultural activities.
"Low-cost travel" scam
"Low-cost tourism" scams, scammers often take advantage of the enthusiasm and frugal living habits of the elderly to go out to play, organize tourism activities at unreasonable low prices or even free of charge, attract the elderly to participate in the group, and then, arrange various unreasonable shopping links in the travel process, publicize and sell false financial products for profit.
How to prevent pension scams
Don't believe easily
When encountering phone calls and text messages that can state personal information such as your name, ID number, and home address, you should be vigilant, be cautious, communicate with your children when you encounter problems, and contact the public security organs for verification in a timely manner if you have any questions.
Do not easily disclose personal information
Do not fill in information in unfamiliar or informal institutions and websites, and properly protect your bank password, ID number and other key information.
Don't be cheap
Don't be greedy for small profits, don't trust others, and remember that "there is no free lunch" in the world. Dispel the idea of "making a lot of money with a little money", "making a big bargain by suffering a small loss", and "getting something for nothing".
Don't move your money lightly
Whenever you want to move money, you must find your wife, children, or neighbors and friends you trust, ask them for advice, discuss countermeasures, and call the police in time if necessary.
Be wary of "lectures of all kinds"
Do not participate in the so-called lectures, free tours, free tea parties, free visits and other activities provided by the company, do not blindly believe in the propaganda of high returns and the so-called "company strength", so as not to fall into the tricks of scammers.
Correct the concept of health care
It is necessary to obtain scientific health care knowledge from formal channels, seek medical treatment in formal medical institutions, and do not believe in the so-called special drugs, miracle drugs, and imported drugs, so as to prevent falling into the scam of "medicine trust".
Install the National Anti-Fraud Center app
The elderly should pay more attention to the news media, community bulletin boards, slogans, etc., understand the various types of fraud methods that are currently frequent, increase vigilance, and strengthen the ability to identify fraud tricks. If you find that you have been deceived, report to the police in time.
Source: Beijing Civil Affairs