Housing prices in major cities have fallen again and again, not stimulating the property market, but stimulating the poor. Scraping bones and healing wounds like this, it seems to be prosperous, everyone is overdrawn, and the pain is known, and the game is dangerous.
I don't think those who can't afford to pay the down payment are not suitable for buying a house now, and after buying it, the supply will be cut off a lot, so it's better to wait a few more years to see, rest assured! Don't look at the lower the down payment now, the more the monthly payment will be repaid. For 30 years, I was reluctant to eat and wear, my job had to be very stable, and I couldn't get sick! The fall in housing prices makes the poor think that they can afford to buy it, but in fact, what the people are worried about is not a high down payment, but a safe and reliable income inflow with a continuous future income.
People in the countryside have homesteads, how comfortable it is to live in a single family, who still squeezes into the building and listens to the noise. As a netizen said, when a neighbor farts, it can be heard upstairs and downstairs, and there is no privacy at all. Now the buildings are all hollow bricks, and you can hear the next door talking.
The house can't be sold, first, there are too many houses, and now there are relatively many of them, far from reaching the point where every family has a house. The second is that the house is expensive, which deviates from the law of value. Now the law of value is at work, punishing those who violate the law of value. A down payment with no bottom line is tantamount to drinking to quench your thirst! For the wealthy, it is possible to buy a house with full payment or a high down payment. For the poor, there is no financial resources and they cannot afford a house.
The era of house speculation has passed, and a large number of property speculators have accumulated too many houses in their hands. Now those who can afford to buy a house want to sell their house, and those who can't afford to buy a house will look at the house. If the income is not rising, the employment in the society is unstable, how can the bank loan be repaid? Don't get dizzy and only see that the down payment is low.
Netizen Zhang Hua said: It is somewhat unauthentic to lure low-income people, or people without stable income, to impulsively buy a house with high debt. The hanging rope is getting lower and lower, will it be directly around the neck in the future, and there is no need for cows and horses to tiptoe? No matter how much the price drops, I don't have the money to buy it, and I won't buy it. After all, there will be more in the future, and it will be more difficult to be a house slave, and one day when you lose your job, the house that has been paid back for decades will return to the capitalist.
If you give a house to a person who doesn't have a house now, you may not be able to afford to live in it. High property fees, utility bills, further stimulate the poor. Nowadays, people are looking for job stability, and it is true that there is no pressure to repay the loan. I thought about putting ropes on more horses, because as long as they were put on, the horses would struggle desperately to pull the leash. No matter how much it drops, it's a lot of money. It's just that the noose is lowered, and even short people can get it.
The attributes of the house commodity remain the same, and few people will buy it if the price does not rise, and no one will buy it if the price is reduced! Decades of mortgage pressure are not just fun, and now it is difficult to find a job, where is the income, don't stimulate us poor.
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