From July, the pension will usher in two important adjustments, and the treatment of some people can be increased by more than 4,500 yuan

The time has come to July, and the pension treatment of retirees will usher in two important adjustments this year, and the income of some people will increase, and some can also increase by more than 4,500 yuan, let's take a look.

1. The pension adjustment plan has been fully announced, and all localities will adjust the treatment of retirees according to the plan, and make up the difference

This year's pension adjustment plan has been announced, and next, all localities will increase the pension of local retirees in accordance with the combination of fixed adjustment, linked adjustment and inclined adjustment, and will also make up the difference since January this year.

From the point of view of time, this year's pension adjustment will be completed before July 31, that is to say, in July, the personnel who participated in this year's pension rise, in addition to the pension of the month, will also get a reissue of money, as for the amount of repayment, it is directly related to the amount of my rise.

Let's take Tianjin as an example, according to Tianjin's adjustment plan this year, the quota is adjusted to 40 yuan, linked to the adjustment part, the service experience is less than 15 years, the monthly increase is 15 yuan, and the part of more than 16 years is increased by 1.1 yuan every full year. Linked to the level of pensions, this year's increase is 1%. In terms of the tilt adjustment for the elderly, you can enjoy it when you are 70 years old, with an additional 20 yuan to 40 yuan.

Suppose a retiree has been working for 30 years, has a pension of 4,000 yuan, and was 70 years old last year, then this year can rise by 40 + 15 + 15 * 1.1 + 4000 * 1% + 20 = 131.5 yuan. Tianjin has made it clear that at the end of July, the difference between January and June will be reissued, for a total of 6 months, so the retiree can increase 131.5 * 6 = 789 yuan in July. Of course, if the length of service is longer and the pension is higher, the increase will be more, and the repayment amount may also exceed 1,000 yuan.

2. From July, the 2024 pension calculation base in most places will be announced one after another, and some retired employees will usher in a recalculation and repayment

For those who retire this year, they cannot participate in this year's pension increase, but if they retire before the local announcement of the 2024 pension calculation base, they will also receive a recalculation of the pension, and the money in hand can be increased. This is because most places will not release the data until the second half of the year.

We assume that a retiree from a government institution retirees in January this year, and the local government announced the 2024 pension calculation base in December this year, and recalculates the repayment, a total of 12 months, if the local pension calculation base this year is 400 yuan higher than last year, the retiree has 40 years of employee age, 30 years of deemed payment period, and the pension insurance payment index is 1.3, then his basic pension and transitional pension part need to be recalculated, and the difference is reissued.

Among them, the basic pension part needs to be repaid 400 * (1 + 1.3) / 2 * 40 * 1% = 184 yuan per month, and the transitional pension part needs to be repaid 400 * 1.3 * 30 * 1.3% = 203 yuan per month, and a total of 184 + 203 = 387 yuan needs to be reissued every month, and now it needs to be reissued for 12 months, so a total of 387 * 12 = 4644 yuan is needed, which is more than 4500 yuan.

Sum up

Time has come to July, pension treatment will usher in two important adjustments, one is this year's pension rise, all over the country will be in place before July pension adjustment in place, in July, to participate in this year's rise of retirees, to hand the money can be increased. There is also a pension recalculation and repayment, because most places will announce the pension calculation base in 2024, and then for those who have retired since January this year and temporarily paid pensions according to last year's calculation base, they need to recalculate their benefits and make up the difference. In particular, the second adjustment, due to the long time for some retirees, coupled with the relatively high working age and pension insurance payment index, the monthly repayment amount may reach more than three or four hundred yuan, and a total of more than 4,500 yuan is also possible.