Guangdong, Jiangsu, Shandong, and Zhejiang are recognized as economically strong provinces, with total GDP ranking among the top four in the country in 2023 and the first quarter of this year, and the average income of local people is also relatively high. Up to now, the 2024 pension adjustment plan of 31 places in the country has been announced, according to the calculation of the adjustment plan in various places, which region has the highest increase in the four economically strong provinces? This article will take stock for you.
The pension adjustment plan of the four provinces has been introduced in detail in the previous article, so I will not repeat it here, but briefly summarize it.
Guangdong plan: monthly quota increase of 30 yuan; 1 yuan for one year of service within 20 years, and 2 yuan for one year for more than 20 years; The adjustment ratio of linked pension is 1.16%; An additional $20 for those aged 70 to 79, an additional $30 for those aged 80 to 89, an additional $60 for those aged 90 to 99, and an additional $200 for those aged 100 and above.
Jiangsu plan: the monthly quota will be increased by 31 yuan; 1.7 yuan for one year of service within 15 years, 1.8 yuan for 16 to 30 years of service, 2 yuan for 31 years and above, and 0.4% for linked pension; An additional $21 for those aged 70 to 74, an additional $29 for those aged 75 to 79, and an additional $39 for those aged 80 and above.
Shandong plan: monthly fixed increase of 32.6 yuan, 15 years of service plus 0.8 yuan a year, 16 to 25 years of service plus 0.9 yuan, 26 to 35 years of service one year plus 1 yuan, 36 to 45 years of service one year plus 1.1 and, 46 years and above 1.2 yuan a year of service, linked pension adjustment ratio of 0.9%; An additional $10 for those aged 70 to 74, an additional $15 for those aged 75 to 79, and an additional $20 for those aged 80 and above.
Zhejiang plan: the monthly quota will be increased by 31 yuan; 1.1 yuan for one year of service within 15 years, 1.8 yuan for 16 to 30 years of service, 2.2 yuan for 31 years and above, and 0.86% for linked pension; For women aged 65 to 69, add 12.5 yuan, 70 to 79 years old add an additional 25 yuan, and 80 years old and above add an additional 50 yuan.
To compare, it is necessary to unify the standard, we take the monthly income of 4,000 yuan pension, the cumulative payment period of 30 years, and the age of 71 years as an example. Some people may ask why we should choose a pension of 4,000 yuan, because the national average pension is between 3,300 yuan and 3,500 yuan, and the pension level of economically strong provinces is higher, roughly at the level of 4,000 yuan, and it is more appropriate to take 4,000 yuan as the object of comparison.
The pension increases calculated according to the local plans are as follows.
Guangdong: an increase of 136.4 yuan per month, an increase of 3.41% compared with a pension of 4,000 yuan.
Jiangsu: An increase of 120.5 yuan per month, an increase of 3.01% compared with a pension of 4,000 yuan.
Shandong: an increase of 104.6 yuan per month, an increase of 2.62% compared with a pension of 4,000 yuan.
Zhejiang: an increase of 133.9 yuan per month, an increase of 3.35% compared with a pension of 4,000 yuan.
We can find that under the same circumstances, the gap between the pension increase of corporate retirees in the four economically strong provinces is relatively large.
Among them, the increase in Guangdong and Zhejiang is more than 130 yuan, which can be regarded as the first level, Jiangsu is more than 120 yuan, which is the second level, and Shandong is less than 105 yuan, which is the last level. Why is this so? In my opinion, there are two main reasons.
First, there is a gap in the average pension level in economically strong provinces.
What does pension adjustment mean by "raising the low and controlling the high"? You may find that the actual increase in your pension is either less than 3% or higher than 3%, and it is almost impossible to be exactly the 3% mentioned in the notice of the Ministry of Human Resources and Social Security. This is because 3% is the average increase rate, and since it is average, there must be high and low.
The pension adjustment plans in various places reflect the same characteristics, that is, the monthly pension received by retired employees is higher than the local average, the increase rate is less than 3%, and the monthly income is less than 3%. Therefore, the higher the level of pension in the region, the greater the increase in retirees under the same conditions.
The average pension level of Guangdong and Zhejiang can also be among the best in the economically strong provinces, 4,000 yuan is not high in the local area, or even slightly lower than the average, "lower" so that the retirees of the 4,000 yuan pension level in the two regions get more increases. On the contrary, the monthly pension of 4,000 yuan in Shandong belongs to the upper middle level of enterprise retirees, and the "high control" suppresses their pension increase and increase ratio.
Second, the Shandong plan has allocated some resources to three special age groups.
Shandong's pension increase is relatively small and related to the low increase in the tilt of the elderly, for example, retirees aged 70 to 74 can only rise by 10 yuan, which is more than half less than the other three regions. However, there are three age groups that enjoy the special increase, namely $290, $190 and $360 respectively for those who are exactly 70, 75 and 80.
Assuming that the retiree in the case is not 71 years old, but 70 years old, then he can add another 290 yuan, making the monthly increase to 394.6 yuan, an increase of nearly 10%. However, retirees between the ages of 71 and 74 are not eligible for this special increase.
It can be seen that Shandong has given a part of the adjustment resources to retirees of special ages, and the resources obtained by the regular adjustment projects will naturally be less. Because the policy has continuous inertia, there is no unfairness, and all Shandong enterprise retirees can enjoy it in the year when they reach the age standard.
A high GDP is a good thing, but the higher the material living standard of the people, the stronger the relevance to the local average income, including the retired people, and the higher the material living standard of the people, the stronger the sense of gain and satisfaction.