It seems that in our Chinese concept, there is a house to have a home, only to have the courage to fight, in today's society, housing prices remain high, first-tier and second-tier city house prices are even millions of sets, for ordinary people, want to buy a set of their own wishes, often have to empty the family bottom, and even carry the mortgage.
Be cautious when buying a house and choosing a house
In order to reduce unnecessary burdens and troubles, buy a house to choose a house to be cautious and cautious, especially the family that intends to buy a second-hand house, need to pay attention to the aspects of the new house a lot more, if you do not understand these things, it will be regrettable, the property right certificate is to prove the identity of the owner of the house, in the sale and purchase transaction can require the right holder to provide other valid documents In the process of house transactions, especially in the process of second-hand house transactions, the purchase of a house can propose that the right holder show relevant valid documents to avoid the possibility of false real estate certificates, if not myself, Then it is best to show a proof of the owner's authorization to ensure the safety of the transaction, and finally if it is found that there are multiple owners of the house, then you must provide a written proof that all the owners agree to the transfer, otherwise even if you sign the purchase contract, it is an invalid transaction, and the final loss is yourself.
Conduct field trips
Second-hand house is an existing house, so before buying a house must be field investigation, if you can't believe yourself, you can find a professional to help you inspect the house together, better ensure the quality of the house, such as whether there is water leakage and seepage, whether the load-bearing structure is damaged, whether the external wall is cracked, etc., at the same time, it is best to pay more attention to the environment inside the community, want to know the surrounding facilities of this community, property management, then find the uncle and aunt in Xuhuang District, and chat with them, you will know more about this house, and further ensure the quality of living.
Ask why you sold your home
During the negotiation with the seller, you may wish to take the initiative to ask the reason for selling the house, which can help you judge the purchase value of the house very well, after all, some homeowners will hide some conditions, be sure to confirm that the house has no problems, no damage has occurred, it is recommended to inquire about the specific situation around, ask the surrounding neighbors, in order to go to the next process, it is best to start cautiously, otherwise it will greatly affect the living mood, and even produce unnecessary disputes, asking for trouble.
About deposits and deposits
For the deposit and deposit, the concept of the two of them is completely different, must first figure out what is the deposit, what is the deposit, the general principle is that the deposit can be refunded, the deposit can not be refunded, but the deposit can be returned if it meets certain conditions, many times, the seller in order to be able to quickly sell the house, it is likely to use some small means, let you be affected, before you confirm the basic situation of the house and can smoothly apply for a mortgage, it is best not to act impulsively, rush to pay the deposit, otherwise if there is a problem at that time, Temporary remorse does not want to buy, then the deposit will not be able to get back, equivalent to a loss of money in vain, and finally not worth the loss can be said to be the most important step in the purchase of a second-hand house is the house transfer, because only through the transfer procedures, can you apply for a real estate certificate, to ensure that you enjoy the ownership of the house.
In recent years, the purchase of housing loans can be regarded as deeply rooted in the hearts of the people, in order to grab the business, the banks have launched a big competition in service and publicity, while the people are borrowing money and repaying money.