Hello everyone, I'm Maori!
A real debtor! Since being sued, I have started to update my Toutiao account! Every day, whenever you have time, open it and refresh it to see if anyone comments or likes! Every time I see a new message, I will actively comment on it! On the one hand, it is to try to do a good job of this account! On the other hand, of course, it is to earn living expenses on Weibo! But even so, it has been criticized and slandered by many people! I don't understand, why do such people still exist in this society today? Could it be that their hearts are too sinister! Or are they hostile to debtors from the bottom of their hearts?
Of course, some people are still more objective, and I replied seriously! But why do some people always rise to the angle of personal attacks, and some even the eighteenth generation of their ancestors have been scolded into it! I kept complaining to Toutiao, but in exchange for it was only the result of banning private messages! Not enough to vent the resentment that arose in my heart!
As an ordinary person, a person who has been abandoned by society, it is already very tiring to live every day! But I was still abused by these people, I don't know what I should do to get everyone's approval? I just shared my personal experience, so that more people in debt can see my articles and no longer be afraid and hesitant, so that they can come out of the shadow of debt by themselves!
As a real debtor, I chose to be overdue when I was really in turnover! I also took the initiative to negotiate with the platform, whether it was before the deadline, at the beginning of the deadline, or after the deadline, I have been negotiating! It's just that I didn't get the tolerance of the platform, and I didn't give a plan for installment negotiation! To collect, blow up the address book, I have experienced it! And because of the collection, his life is a mess! But even so, I've been working hard and trying to repay the loan! Of course, it is the platforms that pay back those who give the policy! But at the end of February this year, he was executed and all his bank cards were frozen at once! As a result, other platforms and cards that are not overdue have also begun to be overdue! Even so, I was still negotiating with the platform and never thought about lying flat! Doesn't that prove that I'm not a bad person?
Every time I am asked by a fan, did the online loan force you to borrow? My answer is, can you know which cloud will rain tomorrow?
Someone asked me, why do you borrow when you know you can't afford it? My answer is that when the online loan is disbursed, won't he review my ability to repay? The platform didn't lend me money just to earn me a high interest! If this is the case, then why is the investee left to bear all the risks alone when the business is losing money? Could it be that as investors, they did not review the various conditions of the investee when investing, and I asked if this was a dereliction of duty?
Every time Toutiao's friends saw me replying like this, I would be attacked with brutal language! Actually, I didn't say anything like this, I also said above, and I have been negotiating, and then I was forced by the platform to become the person who is not a human and a ghost!
Not only did I lose my house, my car, my family, but now I don't even have a job! Is this what the platform wants to see? No matter what you do, it's just to recover the debt, but even so, if you force the debtor to such a point, do you think you can still get the money back?
Let's take 10,000 steps back, as an intermediary platform, as their funder, according to the provisions of relevant laws, online loans must bear the risk of loss of principal and interest! So why in the end, when the debtor can't afford to pay back, it becomes the debtor who bears all the liabilities for breach of contract? Take myself as an example, the principal originally owed is 50,000, the interest awarded by the court, penalty interest, and late payment of liquidated damages add up, and after 3 years, I need to repay more than 180,000, do you think I can pay it back?
No wonder there is a voice on the Internet now, and the end of the Internet is all about lending! This is really a manifestation of social regression now! Let's take a closer look, Baidu's Du Xiaoman, Alipay's various bei, Jingdong's various strips, which of them is not to make money? We are looking at foreign high-tech companies, Microsoft, Apple, Tesla, why don't people lend? Because people know what their main business is? As a foreign company, it not only treats employees very humanely, but also has been committed to developing various products to enhance the competitiveness of enterprises to ensure that their products can make money! Looking at domestic companies, what can they do once they lose their money lending business? Nothing can be done!
Don't they know that after the pandemic, people's incomes have plummeted? Or do they not know that there is a great risk that the money lent out will not be recovered, they know! So why do you keep lending? That's because they have no fear! There's a system to get them covered! And this system has also become the last straw that crushes the debtors!
Some time ago, there were frequent bridge jumping incidents on the Internet, and even in my sixth-tier small city, there were several incidents! What is the reason for this? Don't they understand? Don't they know how tired young people are living now?
As for me, as the person who may be the first person in the country to be auctioned off by an online loan! may also be the first person to take up legal weapons to protect the rights and interests of debtors, and he has actually suffered from many people's refutations! In their hearts, it is still the thought of ancient times, and it is natural to repay debts! Therefore, when they see debtors like me who have the courage to take up the weapon of the law to protect their rights and interests, they will think that I am an old man to avoid debts!
I don't blame them for doing this, after all, they have been oppressed by a certain one for a long time, and they think this is the way it should be from their hearts! It's as if they were passing by a place and suddenly hit by something, they would only think that they were lucky, and never thought of holding the cause and those responsible responsible! Once the same thing happens to a person who has the courage to resist, they will think that this person's actions are blackmail!
Every time I think that in the current society, there are really many such people, they are used to being bullied, so they do not allow others to resist, and when they see others resisting, they start to attack others! Didn't they ever think that one day it would happen to them?
I am Maori, a debtor who has the courage to use legal weapons against capital! Let's do it together! #负债人的上岸路##长文创作激励计划##网贷逾期#