The first half of 2024 has passed, and July has officially arrived. Since July, the social security pension has ushered in a new adjustment. There are at least 3 big changes in pensions, what are they? Many people will have an extra amount of money in their accounts, what is it? What details need to be paid attention to in the adjustment of pension repayment? Let's find out.
Let's talk about 3 important changes in pensions first.
First, the pension will be repaid before the end of July.
In 2024, the basic pension of retirees will be raised, and the pensions of retirees of 140 million enterprises and government institutions will rise this year.
As of July 1, the 2024 pension adjustment plans of 31 provinces across the country have all been announced. In 2024, the pension adjustment will usher in the last stage of the rise and repayment. Because the pension is raised from January, it needs to be repaid.
At present, in addition to individual provinces that have already paid the rising pensions, most provinces have set the time for the repayment of the rising pensions in 2024 before the end of July. Therefore, before the end of July, pensions in various places will be raised and reissued.
According to the feedback of retirees, the increased pensions in Jiangxi and Qinghai have been disbursed, and the progress of work in these two places is one step ahead of the country.
Will the rising pension not be paid until the last day of July? Not really.
Because some provinces have set a clear time for the payment of specific pensions. Among them, Beijing clarified that the monthly and retroactive pensions of enterprise retirees will be paid to the account on July 15. Shanghai clarified that the increased pension for corporate retirees will be paid on July 25.
In fact, the pension will be paid according to the new standard in July. What is the formula for the retroactive amount of pensions? What is the second new change in pensions?
2024 Rise Pension Catch-up Formula
Pension repayment increase amount = (fixed amount adjustment + linked adjustment + inclined adjustment) × 7 months.
Due to the 31 provinces' pension adjustment plans in 2024 are very different, the fixed adjustment, linked adjustment and tilt adjustment standards are not the same, and the retirees' payment years and pension levels, age (whether they are elderly retirees), regions (whether they are difficult and remote areas) and other conditions are also diverse, so the amount of pension increases and repayments is also high and low.
There are three details of the pension increase
There are three details that need to be paid attention to when calculating the amount of pension increase, what are they? What is the second change?
31 provinces 2024 quota adjustment standards
31 provinces 2024 pension-linked ratio
The first detail, pension linked adjustment should pay attention to the base
Judging from the 2024 pension adjustment plans in various places,
For retirees of government institutions and institutions, occupational pensions do not fall within the scope of basic pensions.
In addition, there are items that are not included in the pension base, such as heating subsidies.
The second detail is the scope of attention for the adjustment of the seniority hook
There are also many things to pay attention to when adjusting the length of service of retirees.
For retirees who have a deemed contribution period, but does not include the conversion of length of service, etc.
The length of service of many retirees is not a whole number of years, which involves the question of how to calculate the length of service of less than one year? Most of these provinces are clear
However, some are calculated on a monthly basis, such as Beijing, which clarifies that for the remaining months of less than a full year, it will increase by 0.2 yuan per month.
The third detail is to pay attention to the age of the advanced age tilt adjustment, and some areas have additional care for specific ages
Judging from the 2024 pension adjustment plan of 31 provinces, all localities have carried out inclined care for elderly retirees, but it should be noted that the age threshold of elderly retirees is not consistent in various places.
In addition, some areas such as Shandong, Anhui and Shanghai have additional care for retirees of certain ages.
Among them, Shandong will increase the number of enterprise retirees aged 70, 75 and 80 respectively by 290 yuan, 190 yuan and 360 yuan. The retirees of government agencies and institutions will be increased by 20 yuan, 80 yuan and 80 yuan respectively.
Anhui has an additional supplementary policy for retirees aged 70, 80 and 85, with a cumulative tilt of 140 yuan, 280 yuan and 390 yuan respectively.
Shanghai will increase the number of female retirees aged 60 and male retirees aged 65 by another 90 yuan, which has been confirmed by the Shanghai 12333 social security hotline.
Second, peasant pensions have also risen
What is the second new adjustment of pensions, which is that farmers' pensions have also risen.
In some places, while raising the basic pension of retirees, they have also raised the basic pension standard for urban and rural residents, and the main body of pension for urban and rural residents is farmers, so it can be said that it is a farmer's pension.
Thereinto. This is the highest level in the country.
The basic pension of urban and rural residents in Beijing also ushered in a rise.
Beijing and Shanghai raised the pension of employees and the basic pension of residents at the same time, which can be said to be a double happiness.
Since the basic pension for urban and rural residents has also risen from January 1, the 7-month increase in the basic pension will also be reissued.
Third, the pension of retirees in 2024 will be recalculated and repaid
The participants in the 2024 pension adjustment are retirees before the end of 2023 and do not include retirees in 2024, however
Why recalculate?
Because for retirees since January 1, 2024, when calculating pensions, they should be calculated according to the 2024 pension calculation base, but this data will not be determined until the 2023 average wage data is released. There is a time lag, before the 2024 pension base is determined, these people's pensions can only be temporarily calculated according to the 2023 pension base, and they receive an advance pension.
At present, the average wage data of employees in various provinces in 2023 began to be released, and in the second half of the year, the 2024 pension calculation base of each province will also be determined, after being determined, the pension of these people will usher in a recalculation, due to the general rise in average wages, it means that the pension calculation base in 2024 will also be raised, so the pension will be repaid.
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