Nowadays, mobile payments have taken root in people's minds, but have you noticed? Cash payments also seem to be picking up, and the use of cash payments around us happens from time to time. This seems to indicate that with the rapid development of technological payment, the traditional cash payment method is also experiencing a silent counteroffensive.
With the rapid popularization of electronic payment methods such as mobile payment, cash payment once faced the crisis of being eliminated. However, in recent years, the decline in the proportion of cash payments in the overall payment has slowed down significantly, and the market share of cash payments has even shown signs of recovery.
Cashpie has also begun to fight back against the mobile payment craze. The reason for this is that cash payment still has unique advantages and charms, and is being recognized and valued by people again.
Cash payments are more satisfying for people's social needs. Transactional communication between people is essentially a social behavior. Cash payments can create a more real and intimate human-to-human interaction, and this tactile experience cannot be replaced by virtual electronic payments.
During the epidemic, we are more eager to communicate with people face-to-face. Cash payment is conducive to shortening the distance between people and adding warmth to the life scene, and this social attribute is its important advantage.
Cash can provide us with reliable payment protection in exceptional circumstances. When mobile networks go down, cash will be the only payment method we can rely on.
For example, after a major disaster, cash can effectively protect the basic transaction needs of residents. Cash is an offline payment that does not rely on any system and is an integral part of our emergency preparedness.
Using cash is more conducive to cultivating personal financial awareness. The visual image of cash payment can make people feel the outflow of money more clearly, so it can help us to establish the concept of frugal financial management.
In contrast, virtual currency payments tend to be careless and lose a sense of control over spending. The rational use of cash allows us to enjoy convenience and cultivate the habit of managing money.
The organic combination of cash and technology also provides the possibility for its return. For example, emerging cash management software, smart banknotes with anti-counterfeiting recognition function, etc., have made cash payment more efficient and convenient. In the future, the in-depth integration of cash and technology will give new life to cash payments.
Of course, we should not have wishful thinking about cash payments. Cash payment has disadvantages such as high management cost and inconvenient portability, which is one of the reasons for the rapid rise of electronic payment. We need to be soberly aware that cash payments are objectively difficult to compete with electronic payments.
Mobile payment and other electronic payment innovations have changed the way human transactions and greatly promoted the development of social productive forces, which is an irresistible historical trend.
However, the advantages of cash also determine that it will not completely retire from the stage of history, but will complement the new payment instruments and will still have a certain share in the foreseeable future.
History tends to spiral, with things from the past being considered obsolete and the future sometimes making a comeback. Standing on the cusp of the reform of payment methods,
We must not only embrace technology and innovation, but also look at tradition and reality rationally. Cash payments are experiencing a new round of challenges and returns, and its future is still full of possibilities.
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