With the development of technology and the change of transaction mode, Alipay has always been the most frequently used application in mobile phones, he can not only pay, but also for financial management, during the epidemic period can also be responsible for viewing health codes and other content. So this payment method under Alibaba has become the mainstream, and Ma Yun certainly wants to let this team go public.
As a group that most of the mainland residents' money transactions, it should have been listed smoothly, but it was asked by the mainland securities department to stop Alipay's listing and supervise it.
▲Ant Group
Behind the majority shareholder
Ant Group everyone knows that Ma Yun and Ali are sitting behind it. The chairman of Ant Group is not Ma Yun, but as the founder, Ma Yun is also responsible, at the beginning of Alibaba in the initial stage, it has always wanted to get the support of various business representatives, and finally found Son Zhengyi. However, the group represented by Son Zhengyi is Japan's SoftBank Group, so the major shareholder behind Alibaba has long been not Chinese. Then since it is not a Chinese group, the relevant laws and regulations should be more stringent.
▲Alibaba
Ant is a financial enterprise, but Alibaba is essentially an Internet company, and the two cannot be integrated, which is good according to relevant laws. Ma Yun is only registered in the way of an independent legal person, which is equivalent to Alibaba's shares in ants, but it has no legal significance, so it cannot be listed.
Ants are on the market for the first time
The real reason why ants did not succeed in their first listing is that there is a problem with the ants' own behavior. Last year's events, everyone also knows that Ma Yun was fined 18.2 billion yuan for suspected monopoly, and everyone should have heard about it. It is caused by the certain monopolistic behavior of ants.
People in the consumption is the time is generally to choose the balance to deduct money, if there is a red envelope will definitely choose to use the red packet, but Alipay often use some Huabei red envelopes to encourage everyone to use Huabei to pay, Huabei is essentially a loan, if even if you pay back Huabei can indeed save money, but what you earn is that you do not choose to pay back Huabei, waiting for the growth of interest, I thought that using Huabei red envelopes to save money, in fact, you do not care about his money will be more lossy, in order to harvest huge economic benefits. And when using Huabei red packets, Alipay will set Huabei to the highest priority of payment, and if you don't change it, every money behind it will be Huabei payment. This is very contrary to the people's ideas, and it will make the people dependent, and the huge interest behind it is also so that the people have no way to repay. This is the process of ant monopoly, and monopoly is also the main reason why ants cannot be successfully listed.
Want to go public for a second time?
After the in-depth investigation of the relevant departments, the ant removed all the relevant activities, lowered the amount of the relevant loans, canceled the huabei qualifications of many residents, and improved a lot of the fund. So ant wants to take this opportunity to go public for the second time, as a largest financial company, if you want to make money, you should also comply with national laws, you can't show the people outside the national regulatory department, to show the people what a big enterprise looks like, and it seems very difficult to want a second listing.
summary
As an enterprise, to do not only make money, and illegal things can not be done, after being found can only take the initiative to admit, accept inspection and supervision, the future want to go public for the second time, more importantly, look at the people's ideas.