We all know that the divorce rate is very high in this era, but you can't imagine how high it is! According to the latest data, in the 2021 china provinces divorce rate ranking, Jilin, Heilongjiang, Liaoning, the three northeastern provinces occupy the top three, the divorce rate is 71.51%, 67.16%, 65.83% respectively. In this era of high divorce rate, buying a house after marriage makes people have to be careful, otherwise once divorced, the house will have to be divided! Here, what Xiaobian wants to say is that for buying a house after marriage, once you do not understand these 5 "small operations", you will have to divide when you divorce!
Marital agreement
1. Sign a marital agreement
When buying a house after marriage, if one of the spouses pays more, in order to be fair, a marital agreement will be signed to clarify the property rights of the house in advance. Sometimes, one spouse will also voluntarily give up the property rights of the house to avoid trouble. Once the husband and wife sign a marital agreement, then even if the house is bought after marriage, the house is counted as the property of the husband and wife, and there is no need to divide it when divorced! However, such marital agreements are generally rare, after all, both husband and wife are paying for the family!
2. Full amount of premarital property
Premarital property is the personal property of one of the spouses, even if it is divorced, it does not need to be divided! If one of the spouses bought the house with full money from the premarital property, then there is no need to divide it in the event of divorce. However, these premarital properties must have sufficient proof, and if you can't give enough proof, then divorce also needs to be divided! Therefore, when buying a house after marriage, we must pay attention to the rational use of their premarital and postmarital property!
Parents buy a house
3. Parents pay for it
Nowadays, there are many cases of parents buying houses for their children, especially when their children get married, and parents will buy houses for them. If the parents pay for the house, whether it is before or after marriage, there is no need to divide it when divorcing! In view of this, many couples will let their parents pay for a house when they first get married, so as not to have trouble when divorcing! What's more, he will give his money to his parents, and then let his parents buy a house for him, in short, all kinds of methods are strange!
4. Take out a loan to buy a house before marriage
In this material age, no money is doomed to no marriage. To this end, many people will take out loans to buy houses early. For the house bought with a premarital loan, if both parties have repaid the loan after marriage, even if the property will not be divided, the part of the loan repayment needs to be compensated.
minor
5. Buy directly to your children
Now, many parents will buy houses directly for their minor children. If this is the case, then in the event of divorce, there is no way to divide. However, the guardian of the minor child has the right to manage the house, and the issue of child support will be involved at this time!
Although marriage needs to be treated frankly, in the current society, divorce is too high, who does not want to share more when divorcing! Therefore, everyone still needs to be more defensive when buying a house after marriage! Finally, Xiaobian would like to remind everyone that for buying a house after marriage, once you do not understand these 5 "small operations", you will have to divide when you divorce!