I went to college in Chengdu for about 12 years, I have a relatively good friend (next door dormitory), during the school period is actually because the family gives living expenses, he also lives a moist life! Later after graduation because of a family upset, in Chengdu East to find a unit to barely maintain life, may be because of their own unhappiness on the resignation, in my place for a month or so, and then went to Guangdong (during the period I paid about 10,000 yuan in advance, when I also graduated, did not earn any money), I thought he would work steadily, but did not expect to receive a collection call from the online loan platform (saying how much he borrowed, can not be contacted). Later, I couldn't contact him, and by contacting his other friends (who also had a good time in college), I learned that he had borrowed a total of almost 20,000 yuan from them! Later, the phone WeChat can not be contacted, a few of our brothers and brothers have said privately, the money is not yet returned does not matter, just hope that he does things in a down-to-earth manner, hard work, after all, they have been together for 5 or 6 years! Because he spent money when he was studying, he thought that he would become more practical after suffering from social education, but he did not expect to become like this, and he felt that it was a pity! So, most people in the school period (some big guys make a lot of money during the study period will not talk more) and into the society is really very different, because everything costs money, without a relatively stable job is really stressful! It is best to base on their own economic conditions for some practical planning and arrangements, there is no need for online loans to consume ahead of time (because now Jingdong white strips, Huabei, etc. are on the credit), and the interest rate of the online loan itself is really high (much higher than credit cards or bank loans), and finally wish everyone all the best in life, smooth work, good health, and good luck in the Year of the Tiger!