Now young people are more and more aware of risks, and they will give priority to insurance after buying a car. With the protection of compulsory traffic insurance and commercial insurance, even if you crash into a luxury car, you can take insurance to repair the car, and the owner of the car does not have to spend a penny.
Most car owners buy insurance amounts of 500,000 and 1 million, usually when driving on the road to hit the ordinary price of the car can afford to repair, hit the millions worth of luxury cars can not afford to pay. Mr. Liu, the owner of the northeast car, drove a van on the road, and Mr. Liu did not observe the road conditions, so he wanted to change lanes and unfortunately collided with a Rolls-Royce.
At that time, the speed of both cars was relatively fast, and the van was directly overturned after the vehicle collided head-on, and the front part of the Rolls-Royce was seriously damaged. From the pictures, the front part of the Rolls-Royce was quite badly damaged, the hood was missing, the lights on both sides were damaged, and the lower bumper of the car was also knocked out.
The small body of the van was so badly injured in the collision that the vehicle was knocked over on the ground, one side of the door and body were completely deformed, and the chassis of the car was also damaged. Rolls-Royce Cullinan is sold for as much as 6 million, and now that the car has been crashed into this way, it is not cheap to repair.
The owner of the Rolls-Royce asked the van driver whether he was injured at the first time after getting off the car, and how many tens of thousands of insurance he had purchased. Mr. Liu said that he only bought compulsory traffic insurance and 500,000 commercial insurance, in short, the insurance is not enough to compensate for the cost of car repair.
Rolls-Royce was sent to a professional institution for maintenance, and Rolls-Royce's central net was damaged, and the maintenance cost was as high as 130,000. Unfortunately, the engine was also damaged, and it cost 1.1 million to change to a new engine. The price of other parts is also not cheap, with a total of 170,000 headlights on both sides, 230,000 front bumpers, and 200,000 flying goddess car logos.
The total cost of repairing the car is 2.377 million, plus the cost of man-hours is close to 4 million. Mr. Liu, the van driver, could not say a word after seeing the bill, he only purchased 500,000 commercial insurance, and could not afford to lose more than 2 million yuan. Mr. Liu burst into tears on the spot, and he said to the owner of the Rolls-Royce: I can't afford to lose money, I don't have a house, only a van, and now I don't want this car.
Traffic police came to the scene of the accident to divide the responsibility, in this accident the van is mainly responsible, the van only purchased a small amount of commercial insurance, so all the losses must be borne by the owner himself. Some people think that Rolls-Royce car owners have money, should consciously bear the loss, and repair the car at their own expense should not embarrass the van driver.
There are also some people who think that the owner of the Rolls-Royce is very innocent, he was hit by a van during normal driving, and the vehicle was almost scrapped. Mainland traffic rules are fair and just, who violates the rules and who is responsible is the basic principle to follow, although the van is a vulnerable group, but the vehicle violates the traffic rules and causes losses to compensation.
Rolls-Royce repair prices are so expensive, mainly because the top luxury cars are only replaced and not repaired, and the parts on the car must be replaced as long as they are damaged. In this accident, the Rolls-Royce engine was only slightly damaged, but the manufacturer only supported the replacement of the engine.
Editor's Comments:
I hope that every car owner has a sense of risk resistance, buy full car damage insurance before driving on the road, and even if there is an accident, you can find an insurance company to settle a claim. How much insurance do you buy?
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