This is a question that you are worried about, and you are worried that it may be why the court is asking you for more money, is it still asking for bribes? Or what kind of mentality?
However, as long as you transfer the money to the court's account, or as long as the court gives you an official receipt with a seal, this is no problem.
As for why you said that you paid a lot of money, it is because you need to pay more than just the principal on the judgment, and you also need to bear a series of other expenses.
Next, let's talk about the cost you need to bear after entering the execution link, I believe you will take a minute to read this article and already understand.
1. Principal amount of borrowing
Of course, this is easy to understand. This amount is the principal amount of the loan that is still outstanding at the time of the adjudication.
There will be two deductions, the first part is the cut interest charged by the other party when borrowing. Part 2 is the deduction of the amount that has already been repaid by the end of the court argument.
Pay special attention to the cut interest, that is, when borrowing, the actual amount received may be inconsistent with the actual amount you get, and the other party deducts a part of the interest in advance, which cannot be calculated as the principal of the loan.
2. Interest during the borrowing period
When borrowing money, a certain interest rate is basically agreed, such as the two cents we often say, and so on.
However, the agreed interest is not necessarily supported by law.
Because from the perspective of private lending, it is mainly to solve temporary problems, not to issue loans to earn interest, so the law will not support excessively high interest rates.
Under the latest regulations, interest is capped at four times the one-year loan prime rate (LPR) at the time of contract formation.
According to the current calculation, the maximum annual interest rate is not more than 3.45% ×4=13.8%
In addition, if the two parties do not agree on the interest at the time of borrowing, then it is regarded as interest-free, that is, he has no right to claim interest from you.
3. Overdue interest
It is possible that the interest on the overdue repayment has also been agreed on by the parties on the IOU, and if any, it is also determined according to the above criteria.
If there is no agreed interest during the loan period, the overdue interest will only be the interest during the period when the funds are occupied.
4. Interest on debts during the period of delayed performance
When the case enters the enforcement stage and there is still no repayment, in addition to the above-mentioned expenses, the person subject to enforcement also needs to bear an additional interest on the debt during the period of delayed performance.
According to the latest regulations, this interest is 1.75/10,000 per day. This interest needs to be paid until the arrears are paid.
It seems that this regulation is not high, but when you calculate it, you will find that it is actually much higher than the deposit and loan interest rates in the same period.
5. Case acceptance fees, preservation fees, and enforcement fees
After all, the case has been tried and executed by the court, so the court may also charge a certain fee, which is mainly the case acceptance fee and enforcement fee.
The case acceptance fee and preservation fee are paid in advance by the other party, but the final corresponding costs are borne by the losing party.
Of course, there is also a provision for a refund for winning a lawsuit, and the court will directly refund the case acceptance fee to the other party first, and then collect it from you.
However, no matter which of the above procedures, the final cost is to be borne by the person subject to enforcement.
The enforcement fee is different, the other party does not need to pay in advance when applying for enforcement, but the court directly collects it from the person subject to enforcement.
6. Attorney's Fees
This is more special, some cases will determine that the person subject to enforcement will bear the lawyer's fees, and some cases will not, which mainly depends on the agreement at the time of the previous loan.
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