Judging from the timing of the introduction of pension plans in recent years, the four years of 2016, 2017, 2020 and 2021 were all introduced in April, while 2018 and 2019 were introduced in late March, and 2022 and 2023 were introduced in mid-to-late May. In fact, the pension plan does not stipulate when it will be introduced, and it is normal for the difference of one month between the top and bottom.
In the previous two years, it was introduced in mid-to-late May, and this year it is very likely to be introduced in mid-to-late June. The time has reached June 11, and the pension plan may be implemented this week. And what kind of changes have been made to pensions this year? How much can a retiree rise? This is a matter of great concern to everyone, and we can take a look.
The greater the adjustment linked to the basic pension, the greater the gap between the pension increase.
The increase in the fixed pension amount is to maintain the principle of pension fairness, and the amount of the increase is the same for everyone. What really makes the pension rise pull out of the gap is the linked adjustment, especially the adjustment linked to the basic pension. The higher the proportion of linked adjustments, the greater the proportion of pension gaps.
In the previous year, the proportion of adjustment linked to the basic pension was 2.24% in Guangxi, 2.23% in Tibet, 2.22% in Hainan, and 2.12% in Guangdong. Most of the 31 provinces and municipalities have a pension-linked increase of between 1% and 1.8%. Anhui 0.5%, Chongqing 0.67%, Liaoning and Guizhou 0.7%, Gansu 0.9%, and Ningxia 0.95% are linked to the basic pension.
If Guangxi's pension is 6,000 yuan, and Zhang's pension is 3,000 yuan, then, according to the proportion of 2.24%, Wang's pension is 134.4 yuan, and the amount of Lao Zhang's increase is 67.2 yuan, and the difference between this item is 67.2 yuan. If the gap in pensions is greater, then the gap in the amount of increase is even greater.
In 2023, Beijing's adjustment will be based on the per capita disposable income of 6,451 yuan in the previous year, which will be divided into two levels. The monthly increase for pensions higher than 6,451 yuan is 35 yuan, and the monthly increase for pensions lower than 6,451 yuan is 50 yuan. For retirees above 6,451 yuan, if the increase is lower than 6,501 yuan, it will be made up to 6,501 yuan.
This method, in the pension-linked adjustment, provides an idea worth exploring for narrowing the gap between pension increases.
How can the pension-linked adjustment reflect the overpayment and long-term payment, and not make the gap bigger and bigger?
Pension must reflect the principle of paying more and getting more, and paying more for a long time, but how can we not only reflect the incentive role of pension, but also make the gap between pensions not getting bigger and bigger? In fact, "incentives" and "narrowing the gap" can exist at the same time, which requires finding a balance between the two.
Increasing the proportion of years of contribution is a very important method. As we all know, we have now entered an aging society, and we are encouraged to pay more pensions and extend the number of years of contributions. There should be a difference between those who have paid for 40 years and those who have contributed for 20 years when they receive a pension and when they receive a pension.
In the 2023 pegging adjustment, several provinces and cities have increased the proportion of pegging adjustment linked to the year, leading the 31 provinces and cities. Several provinces and cities such as Beijing, Zhejiang, Jiangsu, Liaoning, Chongqing, Xinjiang and Hubei have a relatively high proportion of increases linked to the basic period.
How much will the pension of retired employees rise this year? Can it get to 200 yuan?
Relatively speaking, the pension of enterprise retirees is slightly lower than that of government institutions and institutions, we take Shanghai as an example, if Lao Zhang's pension is 3,000 yuan, and the payment period is 30 years, then, how much can it rise? Can you get 200 yuan?
The quota is adjusted to 61 yuan; The payment period will increase by one yuan per year, a total of 30 yuan; Linked to the basic pension adjustment rose by 1.8%, 3,000 yuan can rise by 54 yuan, is a retiree over 80 years old, can increase 45 yuan of old age, then can increase up to 190 yuan, did not reach 200 yuan. If there is no advanced age tilt, it can only rise by 145 yuan.
To sum up, the 2024 pension adjustment plan is likely to be introduced this week, and this year's pension plan has been introduced for a long time compared with previous years, and there may be some big changes this year.
The increase of pensions, not only to take into account the principle of fairness, but also to pay more and pay more, long pay more, how to balance the "incentives" of pensions and "narrow the gap"? It may be necessary to work hard to increase the number of years of pension contributions, highlighting the role and significance of the number of years of payment in the rise of pensions, which is a way to think about.