The "new regulations" of the new rural cooperative cooperative system were released, and the price has increased again? Villager: With these 4 points, you have to pay if you don't have any money
Recently, the National Health Commission issued new regulations for the New Rural Cooperative Medical System, which has attracted widespread attention. One of the most eye-catching is the increase in the payment standard of NCMS. Although the change has put financial pressure on some villagers, many villagers say that the value of the medical insurance provided by NCMS far exceeds the cost of paying for it, even if they have no money. So, what are the highlights of the new NCMS regulations that make the villagers so firmly supportive?
First of all, the new regulations of the NCMS have clarified the full or partial reduction and exemption policies for vulnerable groups such as extremely poor farmers, low-income farmers, retired soldiers, and the elderly and the disabled. This policy reflects the country's deep concern for vulnerable groups and ensures that they have access to basic health care without having to bear an excessive financial burden. The government provides full exemptions and exemptions for extremely poor peasants who are living in difficulty, unable to work, or incapacitated, so that they can face the risk of diseases in their lives without any worries. For lower-income rural households, the government has implemented a partial relief scheme to reduce their contribution burden and ensure that they can continue to enjoy health care. This policy not only reflects social fairness and justice, but also makes the villagers more trusting and supportive of NCMS.
Second, the new NCMS regulations have made significant efforts to improve the level of medical security. NCMS includes basic medical insurance, serious illness insurance and medical subsidies, providing a full range of medical security for the villagers. Among them, the maximum reimbursement amount of basic medical insurance for residents is 150,000 yuan, and the maximum reimbursement amount for serious illness insurance is as high as 400,000 yuan. This means that even if villagers are at risk of serious illness, they can receive sufficient financial support through NCMS to alleviate the pressure of poverty due to illness. In addition, NCMS has also abolished the reimbursement ceiling of serious illness insurance for special groups such as those living in extreme poverty, subsistence allowances, and people who have returned to poverty, further improving their medical security level.
Third, the new NCMS regulations have also made significant progress in optimizing service processes. The new regulations clearly stipulate that after the end of the annual centralized collection, in principle, the payment period will not be extended. This initiative will help to raise the awareness of villagers to participate in the insurance and ensure that they can pay the NCMS fees on time and enjoy the medical security benefits. At the same time, the new regulations also stipulate the treatment of the extension of the payment period under special circumstances, that is, the medical expenses incurred during the waiting period are not covered by reimbursement. This regulation not only ensures the fairness and sustainability of the NCMS system, but also reminds villagers to pay attention to the time limit for payment, so as not to miss the opportunity to guarantee it.
Fourth, the new NCMS regulations also strengthen the supervision and control of medical expenses. With the advancement of medical technology and the rise in drug prices, medical costs continue to rise, bringing a heavy economic burden to farmers. In order to alleviate this problem, the new NCMS regulations have strengthened the supervision of medical institutions to prevent excessive medical treatment and unreasonable fees. At the same time, NCMS has also reduced the burden of medical expenses on villagers by optimizing the reimbursement process and increasing the reimbursement ratio. These initiatives have made the villagers more trusting of NCMS and willing to actively participate in it.
To sum up, although the new NCMS regulations have raised the payment standards, significant progress has been made in protecting vulnerable groups, improving the level of medical security, optimizing service processes, and strengthening the supervision of medical expenses. These highlights have made the villagers see the value and significance of the NCMS system, and they are willing to actively pay the NCMS fees even in the face of financial pressure, so as to ensure that they and their families can be adequately protected in the event of disease risk. Therefore, we can say that the issuance of the new regulations of NCMS is an important measure in line with the development of the times and the needs of the people, and deserves our full recognition and support.