In the scorching summer season, Xingxian Rural Commercial Bank practiced inclusive finance, accurately drip irrigated financial water to the general public and small and micro enterprises, and interpreted the financial responsibility of "caring for people's livelihood" with practical actions.
With the arrival of summer, all walks of life have entered the peak period of production and consumption, and the demand for funds is particularly urgent. Xingxian Rural Commercial Bank is keenly aware of this social demand, and continues to carry out the activity of "Asking People to Send Loans to the Door" and focuses on innovation and improvement, aiming to send much-needed financial support to individuals and small and micro enterprises in need by simplifying the loan process and speeding up the approval efficiency, so as to help them smoothly overcome seasonal financial difficulties and promote local economic development.
Mr. Li runs a small and micro agricultural product processing enterprise, and the summer is a critical period for the purchase of raw materials, and the pressure on capital turnover is huge. The customer manager of Xingxian Rural Commercial Bank took the initiative to provide door-to-door service, and completed the loan approval in only half a day, injected 200,000 yuan of working capital into the enterprise, and ensured the continuous operation of the production line.
As a large vegetable grower, Sister Zhang is facing a financial bottleneck to expand the scale of planting. The 50,000 yuan poverty alleviation loan provided by the Rural Commercial Bank not only solved her urgent need, but also provided Sister Zhang with professional agricultural technical consulting services to help her plant scientifically and usher in the joy of a bumper harvest.
At the same time, Xingxian Rural Commercial Bank uses the digital platform of the grid service system to realize efficient customer visits, and greatly shortens the loan cycle through online application and rapid approval of Jinxiang Loan. At the same time, it has launched customized financial products and flexibly adjusted repayment methods according to customer needs, reducing the burden on those in need of credit funds, and truly achieving "service for the people and convenience at home".
Xingxian Rural Commercial Bank will continue to deepen the innovation of financial services, continuously expand the coverage of services, increase the intensity of inclusive finance, and practice social responsibility with practical actions, so that this summer is not only full of heat waves, but also filled with the warmth and hope of financial support for the real economy and benefiting people's livelihood.
Source: Lvliang Nongxin