Accidents are something that every driver doesn't want to face while driving. But if you really hit someone, should the driver pay the medical bills in advance? This article will uncover the truth of this problem for you, so that novice drivers can easily deal with potential risks!
Everyone wants to avoid car crashes, but there are always accidents in life. Let's say you're driving and you hit a pedestrian and the first question that comes to mind is: Should I pay their medical bills right away?
First of all, there are clear provisions in the law for this situation. Generally speaking, after a traffic accident, the driver should call the police as soon as possible and wait for the traffic police to deal with it. Before the police arrive, it is necessary to remain calm and make a record of the scene of the accident, regardless of whether it is necessary to pay the medical bills immediately.
If things are complicated, drivers are advised not to rush to pay the medical bills. Because once the advance is made, it may be regarded as an admission of one's fault, which is extremely disadvantageous in subsequent claims or lawsuits. For beginners, a lack of legal knowledge often leads to misjudgments, and you may end up losing.
So, how exactly should it be done? First and foremost, make sure that the injured person receives prompt medical attention, and don't forget to call the emergency number if the injury is more severe. Then, collect evidence, including taking photos of the scene, recording eyewitness information, etc., to help with subsequent traffic police investigations and insurance claims.
In addition, the process of making a claim is also important. According to the law, the insurance company of the party responsible for the accident will usually cover the related medical expenses of the injured person, so the driver does not have to bear full responsibility. Once the accident has been dealt with, remember to contact your insurance company in time to find out how to report and make a claim.
Of course, there are also factors such as drunk driving, speeding, and traffic signal violations, which may affect the determination of liability. In these cases, it is even more important for the driver to respond calmly and seek help from a legal professional.
In short, there is no need to panic when the unexpected happens. Stay calm, follow the legal process, and protect your rights. As a novice driver, you especially need to learn more and be prepared to avoid unnecessary losses. I wish all drivers a safe ride and a safe home!