mother-in-law
Qian Yuezhen was born in 1953 in Wenzhou, Zhejiang.
In the first half of her life, her fate was bumpy, and her husband died very early, leaving her with a son and a daughter. In order to raise two children, Qian Yuezhen did not suffer less, and a person who did not fear hardships to make money to maintain the family's livelihood.
The hardships and hardships of single mothers can only be experienced by those who have experienced them. Every day when she gets up early and is greedy, wearing the moon and wearing stars, she is still busy after others leave work, and she only wants to support this "home".
Facing life positively always ushers in new hope, and she has caught up with a brilliant good era.
In the late 1990s, Qian Yuezhen used some of her savings from part-time work to open a small ice factory in a dilapidated house in Wenzhou's Baziqiao.
A few years later, Qian Yuezhen earned millions of yuan, when her son and daughter also grew up, and life was not much stressful. However, her years of hard work and struggle have long formed a strong sense of enterprise, even if she has money, she can't help but want to create more wealth.
Qian Yuezhen
Great sister-in-law
Qian Yuezhen's daughter Xu Mi is a very sensible and capable girl, who has taken the initiative to help her mother share housework and take care of her brother since she was a child. Gradually, she also became a strong businesswoman like her mother.
In 2004, Xu Mi discovered that the credit guarantee industry made money faster, and was funded by her mother, who registered and established Jinqiao Credit Guarantee Co., Ltd. and began to get involved in the financial industry.
Not long after, Qian Yuezhen found that her daughter's guarantee company was surprisingly good, and she also wanted to get involved in this industry and make fast money to make more money. In 2007, Qian Yuezhen registered and established Jinhong Credit Guarantee Co., Ltd. with a registered capital of 50 million yuan.
Sure enough, Qian Yuezhen and her daughter's two companies were very prosperous, and the guarantee business made them earn a lot of money, and they became the well-known mother-daughter presidents in the Wenzhou mall.
Qian Yuezhen served as vice president of Wenzhou Charity Association, and her daughter Xu Mi served as vice president of Wenzhou Guarantee Association and was shortlisted as a leading figure in the guarantee industry in Zhejiang Province.
Xu Mi
Little daughter-in-law
Qian Yuezhen's son, Xu Xun, was born in 1977, two years younger than her sister Xu Mi.
Xu Xun has been weak and sick since childhood, and his personality belongs to the taciturn type, which is not suitable for business. Qian Yuezhen once paid for her son to set up an industrial and trade company, but there has been no improvement.
However, Xu Xun did marry a beautiful and capable wife--- Chen Xiangdan.
Chen Xiangdan, also a native of Wenzhou, was born in 1978 and graduated from a university majoring in English in 2001. In 2004, Chen Xiangdan's parents transferred two 4-story facades and 6 million yuan in cash on Jiefang Street in the downtown area to their daughter to start a business.
Less than three years after graduation, 26-year-old Chen Xiangdan was already a rich woman worth tens of millions. In 2009 and 2010, she entered the list of "China's University Entrepreneurs" with a wealth of 10 million yuan and 16 million yuan respectively.
Chen Xiangdan
Although Chen Xiangdan was born rich and had a good life, he did not have a pampered life, but inherited the entrepreneurial spirit of Wenzhou people.
In 2005, Chen Xiangdan registered and established Wenzhou Supreme Treasure Trading Co., Ltd., and founded the "Bud of Love" brand, the main business is to represent and sell infant products, and developed many "Supreme Treasure" members.
After the mother-in-law Qian Yuezhen founded Jinhong Company, because Chen Xiangdan was very good at talking and sleek, she usually helped her mother-in-law to pull deposits and became her most effective assistant.
Three women in one play
The financial industry of the Qian Yuezhen family relies on three strong women to support a powerful multinational financial group.
However, this financial empire can be broken with a single poke.
Previously, Qian Yuezhen had raised 100 million yuan to buy houses to be demolished at the East Gate and Gray Bridge in Wenzhou City, because she predicted that she would receive more than 200 million yuan in demolition funds. In reality, however, there are not so many.
The money she earns is far less than the interest she gives, so what does she rely on to maintain her business?
Outsiders could not have imagined that Qian Yuezhen had already had a financial crisis, because she lived in a villa worth 30 million yuan in the city.
This villa is magnificent and luxurious. The area is not large, more than 200 square meters, each piece of furniture is made of high-grade mahogany, a piece of furniture should be full of gold and silver jade, the suitcase is LV, sofas, toilets, etc. are all imported from Germany...
In addition, Qian Yuezhen also owns a number of luxury cars, Porsche, Mercedes-Benz, BMW and so on.
Every time a customer comes to talk about business, Qian Yuezhen will always introduce his expensive furniture to them in detail to show his strong financial strength. Then she began to tout her grand business of investing in real estate in Wenzhou, Hengyang, Finland and other parts of the world, and more importantly, it was very profitable...
In this way, she took money from new customers one by one, and then paid interest to old customers, tearing down the east wall to make up for the west wall.
Xu Xun
The stage collapsed in an instant
In September 2011, Jinhong Company and Jinqiao Company suddenly went to the empty building.
More than 170 creditors of the two companies suddenly panicked, and they contributed an average of more than 3 million yuan per person. This is not a small amount, but the life savings of most of them.
It turned out that Qian Yuezhen secretly went to Finland and illegally raised more than 7 million yuan a few days before leaving the country; Xu Mi and her husband went to New Zealand; Xu Xun and Chen Xiangdan went to Brazil.
Xu Mi and Chen Xiangdan are both children born in Hong Kong, and the four grandchildren have Hong Kong hukou. Perhaps, they had already thought that there would be such a day, so they had already made plans.
In December 2011, Qian Yuezhen voluntarily returned to China to be investigated, and she first returned to her villa to live for a few days, and was arrested after unsuccessful negotiations with creditors.
In November 2013, Qian Yuezhen, 61, was sentenced to death for fund-raising fraud and illegally absorbing deposits from the public, suspended for two years, and had all of her personal property confiscated.
At the trial site, the judge asked her: "How much did you make between 2007 and 2011?" ”
Qian Yuezhen replied: "Less than 36 million yuan." ”
In the past four years, Qian Yuezhen's foreign investment has only earned less than 36 million yuan, but she has raised 570 million yuan, what to repay the principal and interest of others?
Qian Yuezhen could not say clearly about the whereabouts of her daughter's family and her son's family. I don't know if she really doesn't know, or if she pretends not to know. Anyway, I can't ask her now.
As for how her children participated in illegal fund-raising, she took them all together, admitting that she was the mastermind and the main culprit, and had nothing to do with others.
Now, 10 years later, Qian Yuezhen's son Xu Xun, daughter-in-law Chen Xiangdan, daughter Xu Mi, and son-in-law Yao Ming are still on the run, and there is no news.
Many people speculate that they are happy abroad with huge sums of money, but in fact, no one knows what their current situation is.
In the mid-1980s, 300,000 people were involved in the Wenzhou area, and this speculative fraud incident that shocked the whole country left many families separated and their families destroyed.
It is said that the rules at that time were: a member joined the membership to pay 11,600 yuan, starting from the second month, the owner paid the member 9,000 yuan per month, for 12 consecutive months, a total of 108,000 yuan; from the 13th month, the member paid the owner another 3,000 yuan, paid for 88 consecutive months, totaling 264,000 yuan, and the owner still paid 9,000 yuan per month.
Crazy money games like this one always make people lose their minds and lack judgment. How could there be such a high deposit rate? The Wenzhou "raising meeting" incident has been warning future generations not to be blinded by greed.
However, over the years, similar incidents have occurred throughout the country. Wave after wave of people have been tricked into being pitted and become poor leeks.
The world is greedy, leeks are everywhere, and those who cut leeks cannot go unpunished.
What do you think about that?
Have you ever been "cut with leeks"?