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500,000 buy plug-in BMW 5 series, monthly car 2,000 than the fuel car save 1/3, is it worth it

500,000 buy plug-in BMW 5 series, monthly car 2,000 than the fuel car save 1/3, is it worth it

Looking at the "green card players" launched by traditional luxury brands, BMW 5 Series New Energy is indeed "very capable" in terms of sales. As a medium-sized luxury car with an official guidance price of nearly 500,000 yuan, why can BMW 5 Series New Energy force a group of peers to achieve better sales results? I think the main reason is that in addition to being able to get a green card, it can save a lot of expenses compared with the same level of fuel trucks in terms of car maintenance costs. Today we will take a look at whether this is really the case in the actual maintenance of BMW 5 Series new energy vehicles. At the same time, at the moment when the new energy vehicle exclusive insurance is introduced, has the cost of car maintenance for BMW 5 Series new energy been affected?

At present, BMW 5 Series new energy models on sale, the higher degree of attention is the entry-level 2022 model of the 535Le luxury suit, today we take this car as a reference, to see after the purchase of a BMW 5 Series new energy, in the insurance costs, maintenance costs and energy consumption costs of these several pieces of expenditure are what is the situation.

Insurance Costs:

500,000 buy plug-in BMW 5 series, monthly car 2,000 than the fuel car save 1/3, is it worth it

According to the requirements of new energy vehicle exclusive insurance, insurance companies need to bear a series of risks including three power quality and spontaneous combustion when underwriting new energy vehicle damage insurance, which is why some new energy vehicle owners find that their premiums this year have risen a lot compared with last year. According to the sales of BMW 4S stores, the BMW 5 Series new energy in the car damage insurance this piece of growth is not large, almost around 1,000 yuan.

According to the data sample we got on a platform, the insurance cost of a BMW 5 Series new energy in the purchase of car damage insurance, compulsory traffic insurance and 3 million three liabilities is almost 14429 yuan. If we assume that there has been no accident for three years, it is called insurance, after calculating the discount of the insurance company year by year, the total insurance cost required for three years is 36,072 yuan, and the expense on insurance for one year is 12,024 yuan, of which the car damage insurance has increased by 833 yuan.

Maintenance cost:

500,000 buy plug-in BMW 5 series, monthly car 2,000 than the fuel car save 1/3, is it worth it

Because it is a plug-in hybrid model, the maintenance cycle of BMW 5 Series New Energy is the same as that of BMW brand fuel vehicles, which are 10,000 kilometers of maintenance once. Among them, small maintenance is once every 10,000 kilometers, and the content is to replace the oil and oil filter, and the cost is 1076 yuan. On the basis of small maintenance, large maintenance also needs to replace the air conditioning filter, air filter, fuel filter and brake oil, and the cost is 3470 yuan. In addition, every 40,000 kilometers need to replace the spark plug, the cost is 890 yuan.

So, if we assume that 3 years of driving 60,000 kilometers, the total cost of maintenance required for 3 years is 15418 yuan, and the average annual expenditure on maintenance is almost 5139 yuan.

Energy consumption cost:

500,000 buy plug-in BMW 5 series, monthly car 2,000 than the fuel car save 1/3, is it worth it

As a plug-in hybrid model, we assume that the annual driving range of BMW 5 Series New Energy is 20,000 kilometers, of which 10,000 kilometers are driven by gasoline, and the other 10,000 kilometers are charged on public charging piles for pure electric driving. Through our testing, the fuel consumption of BMW 5 Series New Energy under comprehensive working conditions is almost 7L/100km, and this car needs to add No. 95 gasoline, and the current price is almost 7.8 yuan / L. The power consumption of this car in pure electric mode is almost 22kWh/100km, and the current charging price of public charging piles is almost 1.7 yuan / kWh.

Through calculation, in the case of our hypothesis, the annual energy consumption cost of a BMW 5 Series new energy is almost 9200 yuan, and the average monthly energy consumption cost is almost 766 yuan, which is still relatively economical for a luxury medium and large car.

summary:

500,000 buy plug-in BMW 5 series, monthly car 2,000 than the fuel car save 1/3, is it worth it

By adding up the insurance cost, maintenance cost and energy consumption costs, we conclude that a BMW 5 Series new energy in the case of not considering other soft expenses, a year's car cost of almost 26363 yuan, a month of flat amortization is almost 2196 yuan, although as a new energy vehicle such a car cost is not cheap, but compared with the fuel version of the BMW 5 Series, a month can save 1/3 of the car cost. Therefore, we can judge that some car buyers who buy BMW 5 Series new energy are indeed interested in saving some money on the car.

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