(Pictured is the 2021 Volvo S90 T8)
With the popularization and development of new energy, Volvo has gradually begun to transform into electrification. Among them, volvo S90 T8 is a representative model, some time ago, this car also ushered in the annual redesign model, the new car on the basis of the price unchanged, not only has a stronger power output, the maximum power of the system increased to 456 horsepower, but also upgraded the battery capacity, so that the cruising range increased to 75km. Of course, the Volvo S90 T8, which starts at nearly 500,000 yuan, also has many friends who are worried that its later car maintenance cost is too high. So, let's investigate the insurance cost, maintenance cost, electricity and fuel cost of this car today, and see if it is expensive to raise?
Insurance costs
Among the two new cars of volvo S90 T8, the entry-level version of "2022 modified T8 E-wheel hybrid Zhiyi Deluxe Edition" is the most concerned model, with a guidance price of 499,900 yuan. We have earlier conducted a survey on the cost of the "Zhiyi Luxury Edition" car before the remodeling, and concluded that the annual insurance cost of this car is about 7,000 yuan.
However, some time ago, the new energy vehicle exclusive insurance was released, which also made the premium of new energy vehicles have an upward trend, for the Volvo S90 T8 car, it is also the purchase of 3 million three liabilities, car damage insurance and traffic insurance after the purchase of three basic insurance types, the first year of insurance costs almost 9048 yuan. This is mainly because after the new insurance added to the three electric warranty, spontaneous combustion and other projects, the price of car damage insurance alone rose to 5898 yuan. However, if the vehicle is not insured in the subsequent use process, after calculating the discount that decreases year by year, then in fact, the total insurance cost of volvo S90 T8 for three years is about 22620 yuan, and the average annual insurance is about 7540 yuan, which is 540 yuan more expensive than the original premium.
Maintenance costs
According to the information provided by volvo's official website, the maintenance interval of the Volvo S90 T8 is 10,000 kilometers, and vehicle inspection services are provided at each maintenance time. In addition, because this car can be driven with oil, it is basically not much different from the fuel vehicle in maintenance, and as the vehicle's mileage increases, it is necessary to replace a series of wearable accessories. Among them, every 10,000 kilometers to replace the oil engine filter and other conventional small maintenance, the cost of each replacement is about 908 yuan; every 20,000 kilometers to replace the air conditioning filter, the single cost is 428 yuan; every 30,000 kilometers to replace the air filter and gasoline filter, counting the total cost of 768 yuan; the replacement of the spark plug to 40,000 kilometers, the cost is about 900 yuan.
We drive 60,000 kilometers for three years according to the family car for a large maintenance cycle, the total calculation, Volvo S90 T8 three years of maintenance costs of about 9168 yuan, on average, almost 3056 yuan per year on maintenance, the price is not too expensive.
Oil and electricity
Since the Volvo S90 T8 is a plug-in hybrid model, when commuting in the city, we will generally drive it with pure electric power, and only drive with oil for long distances or other working conditions. We calculate that the family car travels 20,000 kilometers a year, of which 10,000 kilometers of the Volvo S90 T8 are used as urban transportation in a year, and the other 10,000 kilometers are long-distance highways. The battery capacity of this car is 18.8kW, the WLTP pure electric mileage is 75km, the comprehensive power consumption is almost 25kWh/100km, and the current price of household electricity is 0.56 yuan / kWh, so the annual electricity bill of Volvo S90 T8 should be about 1400 yuan.
As for fuel costs, the WLC comprehensive fuel consumption of this car is only 1.97L/100km, but from the perspective of the fuel consumption performance of the old model, it is expected that the actual fuel consumption of the new car is about 6L, and it is necessary to add No. 95 gasoline, the current price is 8.6 yuan / L, and the fuel cost for that year is about 5160 yuan. In total, volvo S90 T8 annual electricity and fuel costs need 6560 yuan, although the oil price has been soaring, but fortunately this car can be driven by electricity, reducing the pressure of the car.
summary
In general, without considering the parking fee, car wash fee and other piecemeal expenses, the cost of the Volvo S90 T8 in insurance, maintenance and fuel and electricity costs is about 17156 yuan per year, an average of 1430 yuan per month. However, we previously investigated the annual cost of this car is about 15,000 yuan, in contrast, now the car to spend more than 2,000 yuan, on the one hand, because of the release of new energy vehicle exclusive insurance, resulting in an increase in insurance costs, on the other hand, it is also related to the recent surge in the price of No. 95 oil, but fortunately, volvo S90 T8 as a plug-in hybrid model, you can use more electricity to reduce the burden of fuel costs.