The consumption situation of the market directly affects the development of the economy, when the market economy is sluggish, it is inevitable that the majority of consumers will consume to stimulate the steady growth of the economy, and people forget that they will choose to use cash payment when they consume, with the popularity of the Internet, people are more inclined to use WeChat or Alipay, but a strange thing has happened in terms of payment, that is, there are more merchants using WeChat, and people are more inclined to use WeChat when making payments or receiving payments, what is the reason?
Mobile payments are more popular
In the past, people had the habit of carrying cash with them, because cash was the only transaction currency at that time, and people would use it when shopping or exchanging funds, but with the emergence of mobile payment, the use of cash became more and more rare, and people were no longer willing to carry cash with them.
First of all, cash payment will be more troublesome, especially when it comes to large amounts of transactions, cash payment often needs to calculate the funds, usually life shopping choice cash payment also needs to be changed, so that cash payment also takes people a long time, carrying cash is easy to lose or be stolen trouble.
Nowadays, in addition to some special circumstances, people usually do not carry cash with them in life, but as long as they bring a mobile phone, it is enough because there are various payment functions on the mobile phone, and people want to choose which payment method to directly scan the code to receive and pay, which is more convenient to operate.
Speaking of mobile payment will inevitably first think of Ma Yun, as the founder of Alipay, Alipay's application is reflected in all aspects of life, which can be used for shopping and capital transactions, and another payment platform WeChat also occupies a large market share, equal to Alipay, it can be said that the two major platforms are also secretly competing, but there is one thing that is confusing, that is, why vendors prefer to use WeChat to collect money instead of Alipay?
Why is WeChat collection more popular?
First of all, the main function of WeChat is to let people have a deeper communication between people, WeChat is the main social software platform, including video calls, voice calls, or typing communication, etc., and Alipay is mainly used for online shopping, so people will use Alipay when shopping online. In general, WeChat is used more often in life, which is also caused by the difference in the positioning of the two major platforms.
The reason why some small traders like to use WeChat is because WeChat can deepen the connection with customers, and some merchants will choose to add customers' WeChat in order to allow customers to make secondary consumption, so it is not surprising that customers will choose WeChat Pay when making payments.
Another point is that WeChat is more convenient in payment or collection, people can see the amount of funds at a glance when making transactions, and can also find relevant chat records, while The operation process of Alipay is relatively complex, and WeChat Pay has more advantages in simplicity.
WeChat in some small transfers are also more inclined to people's lives, such as some holiday red envelopes, etc. can be transferred between WeChat, and Alipay pays more attention to financial management, ordinary people are more willing to use payment methods close to their lives, naturally WeChat has become the first choice.
Compared with Alipay, what WeChat does not have is the ability to spend in advance, Alipay has derived the function of Huabei and borrowing, providing conditions for people's advanced consumption, but these functions do more harm than good, so in the case of considering that these functions adversely affect themselves, people will choose to give up Alipay.