Everyone pay attention!
When using WeChat to transfer money
If your phone appears this interface
Be vigilant
Indicate that your current payment is at great risk
"15-minute cooling-off period" set by the payment platform
Very critical!
Let's take a look at the case ↓↓↓
Gullible sellers pay first
The goods did not reach the disappearance of people
Xiaofang, a college student in a certain place, is a "shopaholic", and she loves to watch shopping live broadcasts when she is idle on weekdays. Recently, Xiaofang took a fancy to a special item from a certain anchor Amway, but the product was sold out on all major shopping platforms, so Xiaofang joined the anchor's fan base and wanted to ask if it was still in stock.
After joining the group, the "administrator" in the group took the initiative to contact Xiaofang, saying that they had "stock" on hand and could sell it to Xiaofang at a "fan special price".
Xiaofang thought to herself, in this way, not only is the price cheaper and more cost-effective than the "live broadcast price", but she can also get the goods she wants as soon as possible, which is simply a big bargain, and she hurriedly transferred the payment to the other party.
In the process of transfer payment, the payment platform system popped up a relevant prompt "There is a risk of being scammed in this transaction", but Xiaofang did not care...
Unexpectedly, a few weeks later, Xiaofang, who was full of expectation, could not expect the arrival of the goods, but only got a red exclamation point representing being blackened by the other party.
At this time, Xiaofang understood that the so-called "low-price discount" and "spot second delivery" were just bait for scammers to fool themselves into paying for themselves. Obviously, I have encountered a scammer who "does not ship the payment"!
If someone can pour cold water on themselves before payment, calm down and carefully verify the identity of the other party, can they avoid falling into a scam because of impulse?
"Risk Warning" recognizes abnormalities
Calm down and don't be fooled
"Be vigilant about false transactions, pay attention to risk warnings", sometimes, a little more calm care, a little more calm thinking, you can avoid danger!
In order to prevent fraud from causing property losses to consumers, payment platforms have built a security risk control system that effectively identifies malicious accounts and transactions.
In the payment process, when the system identifies that the recipient's account has abnormal characteristics, the payment platform will remind or intercept the user's transaction risk according to the degree of risk.
When the system identifies that the recipient's account is suspected of fraud or has a large degree of malice, the payment platform will intercept and protect the transaction, remind the user to pay attention to the security of funds, and impose a 15-minute protection limit on the payment user.
Other words
Both interfaces appear when transferring money
Be careful!
↓↓↓
Interception example 1
Interception example 2
When you receive a risk alert or interception like the above
Probably in the middle of a scam!
Within a 15-minute "transfer cooling-off period"
You should try to verify the identity of the recipient
Think carefully about whether there is a risk
After the "transfer cooling-off period" is lifted
It can be based on the verified situation
Choose whether to proceed with the payment
Today, mobile payments have become our primary tool for paying for everyday expenses, transferring money to friends, and even paying salaries. However, at the same time, we also have to beware of some possible scams in transfers.
We introduce in detail some risk warnings that need to be paid attention to in the process of payment platform transfer to help you use mobile payment more safely.
The first case is that a prompt box containing the words "Risk Warning" suddenly pops up during the transfer process.
Suppose you are transferring money to a new acquaintance and suddenly a "risk warning" window pops up, then you need to be cautious.
This could mean that the other party is a high-risk account, which the payment platform's security system has monitored through big data analysis.
At this time, you need to confirm the identity of the other party first, or whether the other party is the person you intend to pay. If the other party cannot give an explanation that satisfies you, then it is best to suspend the transfer operation to avoid possible losses.
In the second case, in the process of transfer and payment, a prompt box will pop up showing "The other party is suspected of fraud violations, in order to ensure the safety of your funds and avoid being deceived, the current transaction cannot be carried out temporarily, please be cautious to confirm the transaction risk".
When you see such a prompt, you should stop the payment operation immediately, as it may mean that the account you are transferring money is suspected of fraud!
For example, if you're buying a second-hand item and you're asked to transfer money first, but when you are ready to pay, it's probably a scam. You should stop paying immediately to further confirm the identity of the other party and the authenticity of the transaction.
Finally, I would like to remind everyone that before preparing to transfer, be sure to carefully check the recipient's information.
Before filling in the amount and preparing to enter the password, be sure to confirm that the recipient is who you intend to transfer the money to.
To sum up, when we use mobile phone payment, we need to be vigilant, not to easily enter the payment password, but also to confirm the identity and account information of the other party at all times.
While fully enjoying the convenience brought by technology, you must also learn to protect your property!
From: Ping An Beijing
Source: Nanjing Radio and Television Station