Title: The Economic Dilemma Faced by Ride-hailing Drivers: The Twin Pressures of Falling Incomes and Rising Insurance Costs
XXX newspaper XXXX year XX month XX day
In recent years, as the ride-hailing industry has become increasingly competitive, many drivers are facing the dual pressure of declining revenues and rising operating costs. Especially in the case of rising insurance costs, some drivers said that the insurance costs they need to pay this year have reached more than 20,000 yuan, which is undoubtedly a heavy burden for them.
It is understood that the revenue model of the online car-hailing industry mainly depends on the number of orders and unit price completed by drivers. However, with the saturation of the market and the increase of competitors, the unit price of orders has gradually decreased, and drivers have to work longer hours and increase the number of orders in order to maintain their income. This model not only increases the labor intensity of drivers, but also increases the risk of accidents.
At the same time, rising insurance premiums have further exacerbated the financial burden on drivers. The increase in insurance premiums is mainly influenced by a number of factors, including the frequency of vehicle use, the driver's driving record, and the accident rate of the industry as a whole. Ride-hailing drivers have a relatively high probability of accidents due to long hours on the road, which makes their insurance costs generally higher than that of ordinary car owners.
Master Li (pseudonym), a driver who has been engaged in the ride-hailing industry for many years, told us that his insurance cost last year was about 15,000 yuan, but this year's renewal cost exceeded 20,000 yuan. He said that despite his good driving record, the cost of insurance is still rising every year. Master Li said worriedly: "Now I drive for more than ten hours a day, my income is not as good as before, and the insurance cost has risen so much, I really don't know how long I can last." ”
Another driver, Master Zhang (not his real name), said that in order to reduce the cost of insurance, he had to choose to reduce the scope of insurance coverage, which made him take more risks at work. Master Zhang said helplessly: "The insurance I buy now is the most basic, and in the event of an accident, the compensation amount is not enough at all." But there is no way, if you want to save some money, you can only do this. ”
In addition to the increase in insurance costs, ride-hailing drivers are also facing increased vehicle maintenance costs. Due to the long hours of operation, the wear and tear of the vehicle accelerates, and the cost of repair and maintenance increases. The rise in these costs is undoubtedly worse for drivers who are already not well-paid.
Faced with such economic pressures, some drivers are looking to transform or quit the industry. They believe that with the update of technology and changes in the market, the ride-hailing industry is no longer a stable source of income. And for those drivers who are still stuck in the industry, they want the platform to provide more support and protection to help them get through the storm.
Overall, the economic difficulties faced by ride-hailing drivers are due to a number of factors, including market competition, declining incomes, and rising insurance and operating costs. The existence of these problems not only affects the quality of life of drivers, but also poses challenges to the healthy development of the entire ride-hailing industry. Therefore, both individual drivers and platform companies need to find effective coping strategies to ensure the sustainable development of the industry.
(Reporter XXX)