Recently, a girl from CICC jumped off a building because of the double pressure of high mortgages and salary cuts, and there was a lot of uproar.
Some people say that the CICC girl boldly bought a house worth tens of millions under the blessing of high wages before, with a down payment of several million, a loan for 30 years, and a monthly mortgage of more than 60,000 yuan.
I want to say that there are too many CICC girls in this era, they are excellent small-town problem-solvers, they are admitted to top universities with their own efforts, work hard in big cities after graduation, bear high mortgages, and do jobs that may be laid off at any time.
2019 should be the last wave of China's housing prices to pull to a high level, just at this high level, I couldn't wait to raise money everywhere to buy a two-bedroom old and small, don't look at the old and small, because the geographical location of the community and the school district is very good, so the unit price is very high, not only under the pressure of high-priced houses, but also under the high interest rate of bank commercial loans, only three years to create 150,000 interest for the bank.
It can be seen that the 150,000 interest and high housing prices are the money saved by our family every day to work hard and save money, someone was working in Shanghai at the time, living in Suzhou, and running around on the high-speed rail in two cities, just to save rent, did not dare to rent a house in Shanghai, and I myself because there was no elderly to help take care of the children, while taking the children to work, I was under great pressure and did not dare to give up my work, just because of the high housing prices and commercial loans on us.
Then with the economic downturn in the past two years and the decline in housing prices, the houses we worked hard to provide for have been ignored, and the housing prices have fallen to the point that they dare not pay attention.
With the downturn of the industry, the company began to lay off employees last year, everyone is in danger, everyone is old and young, middle-aged people, really afraid of being laid off, once laid off, it means that there is no decent employment, because the age has long passed the age of HR recruitment, and it is likely to become an army of takeaways, Didi, and express delivery.
A grain of ash of the times falls on the individual is a mountain, the current economy with the decline of real estate, the shrinkage of foreign trade, the two carriages of China's economy have stopped, the individual is facing the risk of unemployment or the possibility of salary cuts, unemployment or salary cuts will directly affect the expenditure of the mortgage behind, once the mortgage is cut off, it will be auctioned at a low price by the court.
Therefore, in this era, everyone is moving forward with a heavy burden, and any problem in any link may cause people to break the defense and collapse to the end of themselves.
Some time ago, some people jumped into the river and committed suicide on the Chongqing Bridge and Taiyuan Bridge in turn, causing the official to send people to stand guard by the bridge to prevent the people from jumping into the river. It shows that in the current social and economic environment, many people are so desperate that they don't even want their lives, which shows how tormented and embarrassing the current life of the people at the bottom is, the economy is in a downturn in this era, many people are unemployed, many people fail to start businesses, many people can't find jobs, etc., all force people to have no way out.
Therefore, we are all one of the thousands of gold girls, carrying the heavy mountain of mortgage on our backs, and we are even worse in the economic downturn, resulting in the inability to support the mountain on our backs and have no way out.
Isn't it too pessimistic to write like this, but this is the current life of the people at the bottom, strong people are struggling to survive, and people who break the defense of psychological collapse choose to end this difficult status quo, sometimes I am nostalgic for more than ten years ago when I just graduated from college, in 2010 when China was thriving and the economy was developing rapidly, and the GDP growth rate was ranked first in the world for many years, a piece of peace, but then I thought about it, and it was just like that, although it was easy to find a job at that time when the economy was developing rapidly, Although it is difficult to find a job in this era of economic downturn, the housing price bubble burst, housing prices have fallen sharply, and no one has bought a house, so there is no need to bear the pressure of the house.
Therefore, blessings and misfortunes depend on each other, the worst times are also the best times, don't be discouraged, suffer quietly, the dawn will always come.