In the corner of the city where the bustle and hustle and bustle are intertwined, there is an old street full of life, where there are not only all kinds of food stalls, a dazzling variety of grocery stores, but also a small teahouse called "The Years are Quiet", its owner Hao Chuan, is the "living calendar" that everyone knows and knows on this street. Hao Chuan is close to the age of sixties, but he is in good spirits, always likes to wear the white-washed blue overalls, holding a yellowed account book in his hand, leisurely brewing tea in the teahouse, and chatting with the guests about the shortcomings of the family, especially about pensions.
In the afternoon, the sun shines through the sparse clouds and sprinkles on the stone pavement of the old street, covering this ancient street with a warm golden veil. Hao Chuan sat at the door of the teahouse, next to an old wooden table with several brochures on the latest social security policies and an old-fashioned calculator, seemingly waiting for something.
"Uncle Hao, are you studying your pension again?" An aunt carrying a basket of vegetables passed by and greeted her with a smile.
Hao Chuan raised his head and responded with a smile: "Yes, Aunt Zhang, isn't this about to retire, I have to calculate in advance how much protection my 'golden old age' can have." ”
"Then you have to do a good calculation, now the policy is good, and the pension is rising every year." After Aunt Zhang finished speaking, she left in a hurry, leaving Hao Chuan to continue his "big project".
Hao Chuan picked up the calculator and silently calculated in his heart. He knows that the calculation of pension is not a simple addition and subtraction, it involves many factors such as the payment base, the number of years of payment, and the average social wage. However, Hao Chuan has his own tricks, he usually likes to study these policies, and he also deliberately sorted out a "pension cheats", which records policy changes and personal contributions over the years.
"Oh, wouldn't my 'little treasury' be more lucrative now if I had started planning earlier?" Hao Chuan muttered to himself, a self-deprecating smile on the corner of his mouth. He gently pressed the button of the calculator, a string of numbers popped up on the screen, Hao Chuan squinted his eyes and looked at it carefully, and secretly rejoiced in his heart: "It's not bad, although it's not as good as those high-paid people, but it can also guarantee my basic life." ”
Just as Hao Chuan was immersed in his own little abacus, a group of young people surrounded him, and they were attracted by Hao Chuan's "pension topic". One of the young men asked curiously: "Uncle Hao, how do you calculate this pension?" We also want to know in advance. ”
When Hao Chuan heard this, he immediately came to his senses, he put down the calculator, cleared his throat, and started his "pension small lecture hall": "Children, this pension is like the change in your piggy bank, the accumulation of small amounts is a lot, the key is persistence." First of all, you need to know the contribution base, which is the part of the money you earn now that you have to give to the state every month. Then, there is the payment period, the longer you pay, the more you will receive in the future; In the end, it depends on the average social wage, which is the result of the hard work of the big guys. ”
Hao Chuan made comparisons while talking, interspersed with a few vivid metaphors from time to time, which made the young people laugh again and again. He continued: "Of course, in addition to the pension given by the state, we also have to have some planning, such as investing in stable financial products, or simply learn from me, open a small teahouse, be self-sufficient, have more income, and have more peace of mind." ”
The young people listened with relish and said that they benefited a lot. Hao Chuan looked at their serious appearance, and his heart was warm. He realized that although he was about to enter retirement, this love of life and planning for the future could be passed on to everyone.
"Uncle Hao, you are really our role model!" A little girl said sincerely, "We also have to be like you, plan ahead to make our old life more colorful." ”
Hao Chuan smiled and shook his head: "Where, where, I just did what I had to do." Children, remember, no matter what time it is, to maintain an optimistic attitude and face life positively. Pension is just a part of life, the important thing is that we have pursuits, dreams, and make life full of color. ”
As the sun sets, the old street gradually returns to tranquility. Hao Chuan cleaned up the teahouse and prepared to close. Walking on the way home, his heart was full of satisfaction and anticipation. He knows that in the days to come, whether it is the stable income from the pension or the extra fun brought by the teahouse, it will be a solid backing for his later life. And what he hopes more is that through his own experiences and stories, he can inspire more people, plan ahead, bravely pursue their dreams, and make everyone's life full of hope and sunshine.