Text | Search for cc sauce
Edit | Search for cc sauce
Want to have an enviable happy life? Then hurry up and follow me! Like and follow, let you be full of happiness, lucky stars!
I still remember when I was a child, I could buy a few candies for a dime, and five yuan could make my friends envy around you, and now, when you open the mobile phone payment interface, you can consume dozens or hundreds of dollars at every turn, which seems to make us more and more vague about the concept of money, and money is really becoming less and less valuable?
"I used to always want to save money, but now I find that the speed of saving money can't keep up with the speed of depreciation", a sentence of netizen "little expert in saving money" has resonated with many people, indeed, over the years, we can more or less feel the pressure brought by rising prices, from daily firewood, rice, oil and salt, to the small goals that we want to achieve, it seems that more money is needed to achieve
According to the National Bureau of Statistics, the consumer price index (CPI) in the mainland has been on an upward trend in recent years, which means that our money, purchasing power is gradually declining, in other words, the same amount of money, what was able to be bought in the past, may not be available now
The picture comes from the Internet
This phenomenon, which we call "inflation", simply means that there is more money in the market, but the quantity of goods and services does not increase accordingly, resulting in higher prices and depreciating the currency, like a seesaw, where the money supply rises and the value of money falls
Inflation is a complex economic phenomenon, and its causes are multifaceted, including monetary policy, supply and demand, international environment, etc., but for us ordinary people, it is more important how to deal with this change and preserve and increase the value of our wealth
"My mother has always told me to keep money in the bank, but now the bank interest is so low, I feel that saving the bank is losing money", netizen "Xiaoli of the Moonlight Clan" expressed his confusion, indeed, in the case of inflation, if you just keep the money in the bank, the interest income is likely to not catch up with the speed of currency depreciation, which will eventually lead to a shrinkage of wealth
So, how should we respond? Can you just watch your money become less and less valuable? Of course not
The picture comes from the Internet
In the face of the pressure of RMB depreciation, we cannot sit idly by, but actively look for coping strategies, just like the netizen "investment white" said, "instead of being anxious, it is better to learn some financial knowledge and let money make money"
Indeed, in the context of inflation, learn to invest and manage money, so that our wealth can obtain higher returns than the inflation rate, in order to outperform the depreciation, to achieve value preservation and appreciation, there are many ways to invest and manage money, risks and returns are also different, we need to choose the right way for ourselves according to our own risk tolerance and financial goals
For some investors with low risk tolerance, you can choose some relatively stable investment methods, such as treasury bonds, bank fixed deposits, etc., although the yield of these investment methods is relatively low, but the risk is relatively small, suitable for those investors who pursue stable income
"I'm usually busy with work, and I don't have time to study those complex investment products, so I bought Yue Bao with money, although the yield is not high, but it's better than not moving", netizens' views on "Buddhist financial management" represent the ideas of many people, indeed, for some investors who do not have much time and energy to study financial products, it is also a good choice to choose some low-risk, simple financial products
The picture comes from the Internet
For some investors with higher risk tolerance, they can choose some investment methods with relatively high yields, such as stocks, funds, real estate, etc., which are also relatively risky and require investors to have certain professional knowledge and risk awareness
"There are risks in stock speculation, and you need to be cautious when entering the market", a joke from netizens "old leeks in the stock market" has expressed the voices of many stockholders, indeed, the stock market is volatile, and the investment risk is high, which requires investors to have certain professional knowledge and risk awareness, do not blindly follow the trend, and avoid unnecessary losses
In addition to investment and financial management, we can also cope with the pressure of RMB depreciation by improving our own capabilities and income, after all, open source is the fundamental way to solve the problem
"Workers work hard, work hard to earn more money", netizen "move bricks and little masters", although unpretentious, but expressed the voice of many people, indeed, in the current economic situation, to improve their own ability and competitiveness, work hard, and strive for a higher income, is the most effective way to deal with the depreciation of the RMB
The picture comes from the Internet
We can also reduce the pressure caused by the depreciation of the renminbi by spending rationally and avoiding unnecessary spending, and in daily life, we can choose some cost-effective goods and services, avoid impulsive consumption and waste, and use limited funds for more valuable places
"I used to buy what I liked, but now I have learned to shop around and make careful calculations", the change of netizens' "money-saving little experts" may be able to give us some inspiration, indeed, in the context of RMB depreciation, we must establish the concept of rational consumption, avoid unnecessary expenditures, and use limited funds for more valuable places
RMB depreciation is a complex economic phenomenon, it will have a certain impact on the life of each of us, but we do not have to be overly anxious and panicked, but to look at it rationally, actively respond, through learning financial knowledge, improve their own ability, rational consumption, etc., we can outperform the depreciation, to achieve wealth preservation and appreciation
Dealing with the depreciation of the renminbi is a long-term and arduous task, which requires us to continue to learn, explore and work hard, and believe that as long as we maintain a positive attitude and master the right methods, we will be able to overcome the challenges and achieve our wealth goals
The picture comes from the Internet
What are your tips for dealing with the depreciation of the RMB? Feel free to leave a message in the comment section and share your views and experiences
This article is only for the purpose of sharing positive content and does not involve any infringement. If there is any infringement, please contact us, and we will actively cooperate to solve it.