The data of the commercial bills of the Ordnance Equipment Group published on the official website of the bank-enterprise sticker
The discount rate is about 3.5%, the financial bill is within 3% annualized, and the bill is directly posted to the bank, and the fastest 1 minute will be received. However, you will need to provide relevant information such as the purchase and sale contract and invoices. ）
How discount interest is calculated
We take the commercial bill of 1 million yuan issued by weapons and equipment as an example to interpret and calculate its discount interest in detail.
Discount rate and discount interest
Assuming that the discount rate of this commercial note is 3.5% per annum, we need to calculate the interest rate of the note to be discounted before maturity. The formula for calculating the discount interest is as follows:
Discount Interest = Bill Amount × Discount Rate × Discount Days / 360
It is important to note here that:
Bill amount: refers to the face value of the commercial bill, i.e. 1 million yuan.
Discount rate: The annualized discount rate, which is 3.5%.
Discount days: The number of days from the discount date to the maturity date of the note. Generally speaking, the number of days for bill discounting for a semi-annual term is 180 days.
Calculation steps
Determine the amount of bills: bill amount = 1 million yuan
Determination of the Discount Rate: Discount Rate = 3.5%
Determine the number of discount days: the number of discount days for commercial bills for half a year = 180 days
Calculation by substitution formula: discount interest = bill amount × discount interest rate × discount days / 360 = 1 million yuan × 3.5% × 180 days / 360 = 1000000 × 0.035 × 180 / 360 = 1000000 × 0.035 × 0.5 = 17500 yuan
Calculation results
Based on the above calculation, the discount interest is $17,500. Therefore, if you have a semi-annual commercial bill of $1,000,000 with a discount rate of 3.5% per annum, the discounted interest will be $17,500.
The actual amount of discount
In order to get the actual discount amount, we also need to deduct the discount interest from the face value of the note. The calculation formula is as follows:
Actual Discount Amount = Bill Amount - Discount Interest
Substitute the above data into the formula:
Actual discount amount = 1,000,000 yuan - 17,500 yuan = 982,500 yuan
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Acceptance bill redemption credit data of Ordnance Equipment Research Institute of Ordnance Equipment Group
According to the information disclosed on August 1, 2024, the credit data of the acceptance bill redemption of the Ordnance Equipment Research Institute of China Ordnance Equipment Group on the bill exchange is as follows:
Name of acceptor: Ordnance Equipment Research Institute of China Ordnance Equipment Group
Cumulative acceptance: 3,243,725.63 yuan
Acceptance balance: 1,927,084.13 yuan
Cumulative overdue amount: 0.00 yuan
Overdue balance: $0.00
Disclosure Information:
Date: July 31, 2024
Disclosure date: August 1, 2024
Bill medium: electric ticket
System Note: The disclosure information is consistent with the information recorded on the Ticket Exchange
This information shows that the Ordnance Equipment Research Institute of China Ordnance Equipment Group has a good credit record in the process of cashing the acceptance bill, and all the data are consistent with the information recorded in the bill exchange, ensuring the authenticity and accuracy of the information.
Ordnance Equipment Group Finance Co., Ltd. acceptance bill redemption credit data
According to the information disclosed on August 1, 2024, the credit data of the acceptance bill redemption of Ordnance Equipment Group Finance Co., Ltd. on the bill exchange is as follows:
Name of acceptor: Ordnance Equipment Group Finance Co., Ltd
Cumulative amount of acceptance: 6,999,825,461.58 yuan
Acceptance balance: 5,907,696,718.72 yuan
Cumulative overdue amount: 0.00 yuan
Overdue balance: $0.00
Disclosure Information:
Date: July 31, 2024
Disclosure date: August 1, 2024
Bill medium: electric ticket
System Note: The disclosure information is consistent with the information recorded on the Ticket Exchange
This information shows that Ordnance Equipment Group Finance Co., Ltd. has a good credit record in the process of cashing the acceptance bill, and all the data are consistent with the information recorded in the bill exchange, which ensures the authenticity and accuracy of the information.
It is worth noting that the above-mentioned companies did not have any overdue conditions during this period, showing a high credit for redemption.
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China Ordnance Equipment Group Co., Ltd. is an important state-owned backbone enterprise directly managed by the central government, the core force of national defense science and technology industry, and one of the most dynamic military-civilian super-large military industrial groups in China. The company has a good reputation, which is reflected in the following aspects:
Solvency: On June 22, 2022, United Credit Rating Co., Ltd. determined to maintain its long-term credit rating of AAA and maintain the credit ratings of "16 Uniform 02", "16 Uniform 05", "17 Uniform 04", "17 Uniform 05", "17 Uniform 06", "17 Uniform 08", "17 Uniform 09", "19 Uniform 05", "20 Uniform 02" and "21 Uniform Y1". AAA, "22 Armor S1" has a credit rating of A-1 and a stable outlook.
Revenue performance: In 2023, the group's annual operating income will increase by 7.6% year-on-year, a record high of the same caliber, and the total profit will increase by 10.5% year-on-year.
Enterprise management: In recent years, the group has helped high-quality development with professional integration, fully promoted the professional restructuring of 22 enterprises, and realized the transformation of reorganized enterprises from "scattered to gathered, from small to large, from weak to strong", and the overall R&D and innovation capabilities, advanced manufacturing capabilities, quality levels and operating benefits have been greatly improved, the development cycle has been halved, the production capacity has doubled, the leading products have a pass rate of 100%, and the research and development of unmanned intelligent products has made substantial breakthroughs.
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The source of the article is the official account: bank enterprise post