The essence of bank financial risk and pan-tea financial risk is the same.
It was the thunderstorm of the first few financial teas, and the later began to run on the pan tea.
Even if a large number of savings users suddenly appear in the bank to withdraw money at the same time, the bank will also crash.
Therefore, in order to avoid this situation, banks have relevant mandatory limits, and they have national credit endorsements.
Modern finance itself is a battle of assumption and credit.
When the economy is good, it's fine, and if the economy is bad, you can't cash it out, it's a scam.
To put it this way, in fact, the entire capitalist society is a scam, but one is that there is national power and capital to prevent and control risks.
And this is just a small group of people, who will continue to expand if they can hold on, and collapse if they can't.
The same is true of Lehman Brothers.
Nowadays, the best solution is for investors not to run on the bank, to see if the CEO can find external funds, and then exchange time for space.
Otherwise, it's a lose-lose situation for both sides.
Some people see the financial tea thunder, and they are so excited that they dance out of popular science, this is a scam, why do so many people enter the game, is it not good to be a melon-eating masses?
It can only be said that this kind of person is ignorant of the scam, and the entire capitalist society is the scam itself, you and I are in the game, and we think that we have escaped, but we have not suffered losses at present.
Greed is a scam, and the entire financial system is a scam
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Finance is a collection of desires of a capitalist society to make money without going through production.
All of them are expanding while trying to avoid the arrival of the settlement date.
And the credit system that we ordinary people most recommend is actually a hypothetical system.
Ma Yun said that our bank is a pawnshop, and borrowing money requires collateral, not based on credit, which is because he has no financial common sense and has a bad heart.
The collateral itself is a kind of credit, it is the proof of the owner's ability, and the subsequent guarantee.
Credit is not a rhetorical statement, it is an intangible collateral that assumes that the future will be able to pay off today's debts.
From the perspective of society as a whole, when the settlement date comes, if the debtor is the state, then the manifestation is an economic crisis.
Therefore, an important indicator for judging whether a country's strength has an economic crisis is the debt and debt repayment ability of the whole people.
And if you start from the enterprise, whether it is engaged in finance or industry, the arrival of the settlement date means the end of the Ponzi scheme.
The so-called economic crisis is a thunderstorm after the settlement date arrives, and the expansion cannot be continued and delayed.
The reason why banks have difficulty dealing with situations like Lehman Brothers and Fancha is not a matter of skill and determination, but because the scam itself cannot surpass the existence of the same scam.
When making money, they secretly eat and drink well, and when they get off, they find the police, waste police resources, and want to pull the whole society to pay for them.
These so-called financial tea scams are economic disputes from the perspective of modern economics, but in recent years, they have been top-notch, and fraud cases have been dealt with at every turn.
There are profits and losses in investment, and what you earn is yourself, and you don't admit it if you lose?
There is nothing to sympathize with, and if you are not greedy, you will not be deceived. And greed is a common disease of modern people.