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The National People's Congress (NPC) adopted a decision on the gradual postponement of the statutory retirement age, announcing the formal implementation of the delayed retirement policy from 2025.
By the end of 2022, the number of people aged 60 and above in mainland China has reached 280 million, accounting for 19.8% of the total population.
Delaying retirement is undoubtedly a great antidote to an aging population, but it has been a bitter remedy for many people, especially for those born around 1980.
In the early 80s of the last century, when China was in the early stage of reform and opening up, the spring breeze of Comrade Deng Xiaoping's speech on his southern tour blew all over the land of China. Looking forward to a better tomorrow, people have responded to the call one after another to contribute their own strength to the modernization of the motherland.
People born in 1980 coincided with this era of burning passion, and they were instilled with the concept of "study hard and make progress every day" from an early age, hoping to contribute to the country when they grow up, who would have thought that when they really reached the age when they should contribute, they were told to work for a few more years.
According to the new policy, the retirement age for men born in 1980 will be extended to 63 years, which means that they will have to work for three years longer than their parents, and the situation is even more complicated for women, and the retirement age will be extended to about 57 years and 9 months for female cadres, and until about 53 years old for female workers.
As early as the 90s of the last century, Japan, Korea and other countries have begun to implement the delayed retirement policy, and in 2013, Japan raised the retirement age from 60 to 65, this decision also caused a lot of controversy at the time, but it was finally successfully implemented.
Delayed retirement is not only to alleviate the pressure on pensions, but also to make full use of human resources, with the improvement of medical standards, people's life expectancy is getting longer and longer, 60 years old is no longer synonymous with "old age" in the eyes of many people, many people are still energetic at this age and have the ability to continue to contribute to society.
The new policy is a gradual delay, giving a sufficient transition period, with one delay every four months for men and one month every two months for female workers, which allows people enough time to adapt and adjust.
We also can't ignore the possible negative impact of this policy, for those workers engaged in manual labor, delayed retirement is undoubtedly a huge challenge, they may face physical problems, for young people delayed retirement may affect their employment opportunities, these problems need to be seriously considered and solved by the government in the process of policy implementation.
The policy had a greater impact on people born around 1980, known as the "post-80s" generation, who experienced the most drastic social changes since China's reform and opening up, and who had been buying rice with food stamps since their childhood, and who had already started shopping online in their youth.
They were the first aborigines of China's Internet and the first victims of skyrocketing housing prices, and now they are the first "guinea pigs" of the delayed retirement policy.
A man born in 1980 who originally planned to retire at the age of 60 now has to work until the age of 63, which means that he has to pay 1,095 more days and nights, and in these 1,095 days he may miss the first cry of his grandchildren, miss the precious time with his old parents, and may even miss the golden period of his own health.
It is also not possible to deny the benefits of delayed retirement, working for three more years means paying more than three years of pension insurance, according to the current policy The calculation of the pension is linked to the payment period, and the pension for three more years will naturally rise, and the pension after delaying retirement under the same conditions may be a few hundred yuan more than the original, for many families, these hundreds of dollars may be a month's vegetable money or grandchildren's tuition.
The retirement age of female cadres born in 1980 will be extended to about 57 years old and 9 months, this age may have been an "old woman" in ancient times, but in modern society is still in the prime of life, many women at this age children have become adults and the burden on the family is reduced, it is the golden period of career development, and delayed retirement also gives them more opportunities for career development.
The situation is not so optimistic for female workers, their retirement age will be extended to about 53 years old, don't look at the extension of only 3 years, for those women who are engaged in manual labor, these 3 years may be longer than 30 years, can their bodies withstand it?
The introduction of the delayed retirement policy reflects the profound changes in the population structure of the mainland, the mainland has entered an aging society, the proportion of the elderly population will continue to rise in the next few decades, according to the existing retirement system, there will be a huge gap in pension income and expenditure, delayed retirement is undoubtedly an important measure to alleviate this pressure.
Delaying retirement alone is not enough, we need a more comprehensive social security system and more flexible employment policies so that deferred retirement can really play its part.
Every major social policy adjustment triggers heated discussions, such as the reform of state-owned enterprises in the 90s and the real estate market at the beginning of this century, and every time the Chinese have weathered the difficulties with amazing adaptability and creativity, I believe this time will be no exception.
Delaying retirement is undoubtedly a challenge for those born around 1980, but there are also opportunities in the challenges, and working for a few more years means more time to accumulate experience and improve their abilities, and perhaps these years are the opportunity to take their careers to the next level.
Delaying retirement is not simply postponing retirement for a few years, it affects the whole body, affecting all aspects of society, delaying retirement means that the elderly will stay in the post for a few more years, which will undoubtedly affect the employment opportunities of young people, which will exacerbate employment pressure and make the phenomenon of "unemployment after graduation" more serious.
This concern is not unreasonable, with the adjustment of the economic structure and industrial upgrading, new jobs are also emerging, in recent years, the hot live streaming industry has created a large number of job opportunities, with the development of artificial intelligence, the new profession of data annotator has also emerged, the key is how to guide and help young people adapt to the new employment situation, rather than simply "grabbing" the jobs of the elderly.
Delaying retirement can also disrupt many families' life plans, and those who were expecting to help with their grandchildren after retirement may now have to break their promises, and their plans to travel the world after retirement may be delayed for a few years, which will undoubtedly bring new challenges to family relationships.
But this is not an opportunity to re-examine family relationships, and perhaps we can take this opportunity to redistribute family responsibilities and make each member of the family take their share of responsibility, and families who are originally dependent on the elderly to take care of their children may have to start thinking about how to involve younger parents more in their children's education, which is not a good thing.
This policy will undoubtedly ease the pressure on pension payments, but also bring new problems, for those who are not in good health and can not continue to work, how can we ensure their old age, and how should their pensions be calculated for those who retire early? All these require the relevant departments to formulate more detailed and humane policies.
With the postponement of the retirement age, the consumption capacity and willingness of the elderly may be improved, which may stimulate the development of the elderly products market and give birth to more products and services suitable for the elderly.
With the improvement of medical standards and the improvement of the quality of life, more and more elderly people still maintain their vigorous energy and work ability, and the introduction of the delayed retirement policy is also a re-recognition and affirmation of the value of the elderly.
For those who are engaged in high-intensity physical labor or high-stress work, early retirement may be more beneficial to their physical and mental health, and a more flexible retirement mechanism is also needed in the process of policy implementation to allow early retirement under special circumstances.
For those born around 1980, they will be the first "early adopters" of this policy, they may face more challenges, but at the same time, they will also have the opportunity to make greater contributions to the development of society, and in the process we expect to see more wisdom and innovation, more understanding and tolerance.
The implementation of the delayed retirement policy is a complex system project, which is related to personal interests and is a major decision related to national development and social progress.
In the face of this policy, each of us should maintain a rational and open attitude, we must objectively understand the challenges that delayed retirement may bring, actively prepare, adjust our life plans in a timely manner, and also see the deep-seated reasons behind this policy to understand the country's good intentions.
We also hope that the relevant departments can listen to the voice of the people, continue to improve in the process of policy implementation, take into account the interests of each group as much as possible, and consider establishing a more flexible retirement mechanism to leave room for early retirement in special industries or special circumstances.
No matter how the policy changes, the most important thing is to maintain a lifelong learning attitude, in this era of rapid change, only by constantly learning and constantly improving ourselves, in order to always remain competitive, delayed retirement also gives us more time to learn and grow, let us cherish this opportunity, for ourselves to create more value for our families and society. What do you think about the delayed retirement policy?
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2024-09-13 16:02· Social security from 2025, delayed retirement will be officially implemented, born around 1980, what is the retirement age?
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