Can you believe it? Now so many people have even taken out 500 yuan! This is not a joke, it is true.
Let's talk about this mortgage and car loan first, which is really overwhelming.
Today's young people are arrogant and want to have a suite in the city in order to marry a daughter-in-law. It looks like a beautiful scenery, but in fact, the down payment drains generations of hard-earned money, and the rest is all loans. Just that salary in a month, after paying off the loan, my pocket is cleaner than my face.
I have to worry about repaying the loan every month, and the bank will come to urge me later. This day is like climbing a mountain with a big rock on your back, and you are so tired that you don't dare to stop. Why is this so?
This has nothing to do with the current economic situation. Now the economy is not as prosperous as before, and it is difficult to make money.
There are not so many job opportunities, wages are not going up much, but prices are not falling. As a result, everyone's money is getting tighter and tighter.
Lifestyles have also changed.
In the past, when the economy was good, it was called arrogance when I went shopping. I bought several sets of clothes, and the cosmetics were all high-end goods for thousands of yuan.
What now? I can't buy more than 2,000 yuan a year. When I saw expensive clothes, I couldn't move my legs, so I didn't dare to buy them at all. Just buy the discounted ones, and you have to think about it for a long time if you have more than 100 or 200 of them.
I don't dare to go to a high-end restaurant when I go out to eat, and I never go out if I can eat at home. It takes a long time to go out for a meal once in a while.
I ride an electric car to work, why? Save money, gas is too expensive. And when driving to and from school rush hour, it is jammed to death, and it is not as convenient as electric vehicles. This saving money is evident in all aspects of life.
The economic situation is not good, everyone has to tighten their belts to get by, and they can save a little bit.
Let's focus on the change of young people's consumption concepts. In the past, those young people, that spending money was a pleasure. As soon as the new mobile phone came out, no matter how expensive it was, I gritted my teeth and bought it.
Make appointments with friends on weekends, check in at various Internet celebrity restaurants, eat, drink and play, and don't worry about money at all. When you see your favorite shoes and bags, you can take them off without blinking your eyes.
But now, all of them have changed. Walking on the street and seeing the advertisement of a new mobile phone, that is, looking at it twice, thinking about how long your old mobile phone can be used.
Internet celebrity restaurant? That's all in the pictures posted by others. Buying clothes has also begun to pay attention to cost performance, no longer just looking at brands and styles.
I used to think that saving money was an old-fashioned behavior, but now I think saving money is a fashion.
They began to pay attention to various money-saving strategies, which supermarket has a big discount, which platform has coupons, and they all know the door. This change is really big, and it is all forced out by reality.
The thinking is also very different. In the past, I thought that what to do with saving money, live well in the moment, eat when I wanted, and play when I wanted.
But as soon as the epidemic came, everything changed. Young people also know to save. I have experienced the days when I had no income and had to spend money, but now I can save it. Save all the money except for the necessary expenses. Why? I was afraid that I wouldn't be able to get the money out of something at home, so I panicked.
People just have to go through things to grow up. At present, the economy is unstable, and everyone has no bottom in their hearts, and they don't know when there will be emergencies, so saving money has become a source of security.
Rational consumption should also be taken seriously. Now that the Internet is developed, online shopping has become commonplace. In the past, young people swiped Douyin and bought beautiful clothes when they saw them, but they didn't wear a bunch of new clothes at home, which was wasteful.
It's different now, and when you see something good-looking, you have to think about whether you really need it. No longer spend money as you want, this is a good thing, it means that we will live a good life. The economic situation has forced everyone to be more cautious in their spending, learning to distinguish between what is really needed and what is just impulsive.
For young people to cope with economic pressure, we have to have some tricks.
First of all, you have to learn to plan your income and expenses. When you get your salary every month, first list the necessary expenses, such as mortgages, car loans, utility bills, etc., and then distribute the rest of the money reasonably. Don't spend it as soon as you get your salary, only to find out that you have no money at the end of the month.
Secondly, it is important to improve your own abilities. When the economic situation is bad, people who have the ability can still find good jobs or have more opportunities to make money. Learn more skills and add some weight to yourself.
Besides, don't just think about throttling, open source also has to be engaged. You can use your spare time to do a part-time job and earn some extra money. Now there are many part-time opportunities on the Internet, as long as you are willing to endure hardships, you can always find something that suits you.
Finally, you have to put your mind right. When the economic pressure is high, don't be sad all day long, but face it positively and optimistically. I believe that difficulties are only temporary, and as long as you work hard, life will always get better.
Isn't this reality sad to say? A lot of people can't even take out 500 yuan, and it's sad to hear it. But that's just the way it is.
So we all have to make good money and save money seriously. Don't spend lavishly, you have to plan for the future.
It's not easy to have a tight time, so we have to save money quickly. Let life be secure and feel at ease.
In the future, you can't spend money indiscriminately, spend it on the edge, and work hard for the future. We have to understand that saving money is the king, so that life can be better and better.
At the same time, we also hope that the economic situation can improve soon, so that everyone's life is no longer so tight.
Young people also need to continue to maintain this concept of rational consumption, lay a solid foundation for their future, and use the right methods to cope with economic pressures and make their lives more exciting.