In the afternoon of 2019, Xie Fang was grading homework at school when suddenly, her phone rang and an unfamiliar number came in.
"Hello, I am a staff member of the bank, and it shows that you have a loan of 80,000 yuan that has been overdue for a long time, when will you be able to pay it off?"
Xie Fang was stunned for a moment: "Did you make a mistake?" I haven't taken out a loan, have I? ”
The bank staff patiently explained: "Ms. Xie, our records show that this loan was processed in our bank three years ago. ”
Three years ago? Xie Fang struggled to recall, and a long-lost name broke into her mind.
In 2016, Xie Fang and her boyfriend Sun Lei had been in love for three years, and the two parties were discussing marriage. However, fate is a man, and that summer, Sun Lei suddenly fell seriously ill.
Although the doctor said that there was a possibility of a cure, this series of treatments required a huge cost, estimated to cost at least 200,000 yuan. This is undoubtedly an astronomical amount for Sun Lei's family.
After hearing the bad news, Sun Lei's father Sun Qiangguo was even more worried, and at this moment, he thought of a way - to borrow money from the bank.
One night, Sun Qiangguo found Xie Fang: "Fangfang, I want to borrow 80,000 yuan from the bank for the treatment of Leizi, but the bank requires that there must be a guarantor." You work at the school and have a stable income, can you... Can you help my uncle be a guarantor? ”
Xie Fang was stunned for a moment, but quickly nodded in agreement.
She and Sun Lei have been in love for many years, and they also get along well with his family, and they have long regarded them as their relatives. At such a critical moment, she agreed without much thought.
In this way, Xie Fang became the guarantor of Sun Qiangguo's loan of 80,000 yuan.
The loan came down quickly, and Sun Lei immediately began treatment. However, despite the money, Sun Lei's condition deteriorated rapidly.
Only three months later, Sun Lei still left this world.
Xie Fang was grief-stricken and washed her face with tears all day long. But life has to go on, and Xie Fang has tried to adjust her state and focus on teaching.
Who would have thought that this loan would become a time bomb many years later, completely changing Xie Fang's peaceful life......
After hanging up the bank's phone, Xie Fang immediately contacted Sun Qiangguo, but what she didn't expect was that Sun Qiangguo flatly denied the existence of this loan.
"What loan? I don't know what you're talking about. "
Sun Qiangguo said coldly on the other end of the phone, his tone full of hostility. "If there is such a loan, it is also used by you and my son for investment, and it has nothing to do with me. Don't try to frame our family! "
Xie Fang was so angry that he trembled. She clearly remembered that the money was used for Sun Lei's treatment at the beginning, how could it be used for investment?
"Uncle Sun, how can you say that?" Xie Fang tried to control his emotions, "You personally asked me to guarantee back then, and this money was obviously used for Sun Lei's treatment!" "
Sun Qiangguo sneered: "Don't call me uncle, what evidence do you have to prove that this money is used for treatment?" No, right? Then don't bother me! After saying that, he hung up the phone directly.
Xie Fang sat on the chair and felt the world spin for a while.
She couldn't believe that the once amiable Uncle Sun would become the ruthless and unrighteous stranger she is now.
In desperation, Xie Fang could only turn to the local TV station for help. Soon, an enthusiastic journalist stepped in to investigate.
The reporter collected evidence from various sources and finally found relevant evidence for the loan that year, including the bank's loan contract and the hospital's treatment records.
However, in the face of ironclad facts, Sun Qiangguo still refused to admit it. He even sued the wicked first, accusing Xie Fang of deceiving their family back then.
He pointed at Xie Fang's nose and shouted, "Don't pretend to be garlic here!" You yourself proposed to take out a loan, and I just ran errands to go through the formalities.
The money wasn't used for my son's medical treatment at all, you two used it to invest, right? Now that my son is gone, do you want to pay the bills? "
Xie Fang shook his head when he heard this: "Uncle Sun, what you said was that the money was used to see a doctor at the beginning." Even if it is an investment, Sun Lei and I are in charge of each other, how can we mix together? "
Sun Qiangguo sneered: "Hmph, you don't come to this set." As soon as my son left, you got married, so anxious to find a home, what kind of heart do you have? You just want to get rid of it, right? "
His wife Fang Qiong helped on the side: "That's it, Xie Fang, you used to take care of my son." But you're too fast, aren't you? If you marry someone else in three months, won't your conscience hurt? "
Sun Qiangguo puffed up his chest: "Anyway, I won't pay back any of this money!" You like to sue whoever you want to sue! I'd like to see what you can do to me! "
Xie Fang was so angry by this vexatious remark that she burst into tears.
She didn't understand why Sun Qiangguo would turn black and white so upside down. Could it be that over the years, he has been looking at his relationship with Sun Lei like this?
Things are at an impasse.
That's when the local mediation committee stepped in.
"From a legal point of view, Xie Fang, as a guarantor, is indeed responsible for repaying this loan." The mediator said,
"But from a moral point of view, this money was originally used for Sun Lei's treatment, and the Sun family should also bear part of the responsibility."
When Sun Qiangguo heard this, he immediately took the case: "What is moral and immoral?" The law says she wants to pay it back, then she must pay it back in full! Our family has already lost our son, so why should we bear this debt? "
The mediator tried to persuade: "Mr. Sun, please calm down. We all know the pain of losing your son, but..."
"Nothing but!" Sun Qiangguo interrupted the mediator, "I tell you, either she pays it off in full, or we will go to court!" "
In the face of Sun Qiangguo's arrogant attitude, Xie Fang felt both angry and helpless.
She looked at the once kind elder in front of her, but now he had become a greedy and ruthless stranger, and her heart was full of sorrow.
After several rounds of difficult negotiations, Xie Fang and her husband Yang Guo decided to take half of the loan.
"Although this money should not be paid back, after all, it was my guarantee in the first place." Xie Fang said to Yang Guo, with tears in her eyes, "Let's do the last thing for Sun Lei." "
Yang Guo nodded silently and held his wife's hand tightly.
He knew that the decision would not be easy for their family, but he supported his wife's choice.
Eventually, with the mediation of the mediator, the parties reached an agreement.
Xie Fang and Sun Qiang each repaid 40,000 yuan to solve the outstanding loan problem.
In this way, the two families drew a line and decided that they would never have any contact again. The once intimate relationship came to an end. This turmoil has become a lesson in their lives and a growth.
Xie Fang and Sun Qiangguo, one has learned to act cautiously, and the other has learned to cherish friendship. Although they chose not to associate with each other again, this experience changed them forever.
Information source: "Hunan Metropolis" Seeking Love: 80,000 arrears from the sky? A woman's inseparability with her ex-boyfriend turned out to be a mistake?