On the eve of the National Day, a large wave of favorable policies suddenly landed and caught people off guard. This policy gift package is not virtual, it directly stuffs money into our people's wallets! Mortgages, stock markets, subsidies, wages, everything. It seems that the above is determined to give us benefits. But then again, can these policies really be implemented? Don't end up with thunder and rain again.
Loading...
Mortgage interest rates have been lowered
The first is the reduction of interest rates on existing mortgages. That's really good news! The people who bought the house before must have been happy. After all, you can pay back a few hundred dollars less every month, which is thousands of dollars a year. That's enough money to buy a lot of chicken legs!
But if you think about it, is this policy a little late? Now that house prices have fallen, many people are afraid to buy a house. What's the use of lowering interest rates? And only the stock of mortgages will be reduced, and the interest rate of new mortgages will not be reduced, isn't this a clear encouragement for everyone to buy second-hand houses?
I asked a few of my friends, and they all had different reactions. Xiao Wang said that he can pay more than 500 less every month, and he can enroll his child in more interest classes. Xiao Li frowned and said that he had just finished paying off the mortgage, and this policy had nothing to do with his half a dime. It seems that some people are happy about this policy and some people are worried.
How many children can retail investors get by injecting capital into the stock market?
The next step is to inject $2.5 trillion into the stock market. As soon as the news came out, the shareholders were all overturned. Everyone is looking forward to a big bull market in the stock market and make back all the losses they have lost before.
But I think it's a bit of a hanging. How can we retail investors have the ability to grab money from institutions? I'm afraid that this 2.5 trillion will not be our turn. Besides, for so many years in the stock market, the government has thrown money into it twice in three days, and the effect is not good. What could be different this time?
Money!
Let's talk about the one-time living allowance. This policy sounds great, but it's unclear how it works. How much does it cost? Who is it for? How to define the people in need? None of these questions are clearly addressed.
There are a lot of families in need in my community, and they are very happy to hear that they are going to pay money. Lao Zhangtou said that he could finally buy a new schoolbag for his grandson. Aunt Liu said that she could buy some good food to improve her food. But some people are worried that if the money can really be sent to them, don't be swallowed by some black-hearted middleman.
To be honest, I still have reservations about this policy. How much of a problem can a one-time grant solve? It is better to find ways to fundamentally help these people in difficulty to increase their income, and that is the root cause of the problem.
Employment first, how much can your salary rise?
Finally, the "Employment First Strategy" was introduced, which was said to be to raise wages. It's an exciting policy to listen to. Who doesn't want their wages to go up?
But if you think about it, this policy is also quite empty. Raising wages is easier said than done. Enterprises are complaining for a long time, how can they have the money to increase the wages of employees? Even if the government issues policies and companies don't implement them, who can help them?
I asked a few friends who work in different industries, and their reactions were different. Xiao Zhang in the IT industry said that his company has been raising wages for a long time, and it has nothing to do with this policy. Lao Li in the manufacturing industry said that they are laying off employees in the factory, not to mention raising wages, it would be good to keep their jobs.
The policy is good, but I am afraid that the implementation will be discounted
Overall, this policy package does give people a feeling of "rain and dew". From those who buy houses, speculate in stocks, to the people in need, to ordinary laborers, it seems that everyone can get a piece of the pie. But the question is, can these policies really be put in place?
For example, if the mortgage interest rate is lowered, will the bank find a way to discount it? Injecting capital into the stock market, will most of the benefits be eaten by large institutions? Will there be fraudulent claims and misappropriation of subsidies? Will raising wages lead to disguised layoffs?
These issues need to be carefully considered by the relevant departments and practical measures should be formulated. Otherwise, even the best policies may become a dead letter.
But then again, something is better than nothing. At least the government is still trying to work for the welfare of the people, which is to be recognized. I hope that this policy can be truly implemented, so that we ordinary people can taste the sweetness. What do you think?
The above content is from the Internet, and the author of this article does not intend to target or insinuate any real country, political system, organization, race, or individual. The above content does not mean that the author of this article agrees with the laws, rules, opinions, behaviors in the article and is responsible for the authenticity of the relevant information. The author of this article is not responsible for any issues arising from the above or related issues, and does not assume any direct or indirect legal liability.
Note: It is not easy to be original, and plagiarism and manuscript washing will be studied deeply. The picture comes from the Internet, if there is any infringement, please contact to delete.
For your better reading and interactive experience, in order for you to see more content in time, click "Follow", we will update you with wonderful information every day!