In today's digital age, the proliferation of smartphones has made people's lives more convenient. As a popular social software, WeChat not only allows us to keep in touch with family and friends, but also provides functions such as WeChat transfer and WeChat red envelopes to facilitate our capital exchange. However, for many seniors, it may not be clear the specific difference between WeChat transfer and WeChat red envelope. Today, let's take a closer look at the differences between the two to help the elderly better use WeChat for money management.
1. The size of the amount is different.
First of all, there is a big difference in the amount between WeChat red envelopes and WeChat transfers. The amount of a single red envelope in WeChat red envelopes generally cannot exceed 200 yuan, and only on special festivals, such as Valentine's Day, the maximum red envelope amount can only be entered at 520 yuan. This is mainly due to the fact that red envelopes are usually used for small blessings and gifts, and the amount should not be too large.
WeChat transfer is different, with the maximum transfer amount in a single day being 200,000 yuan. This makes WeChat transfer more suitable for larger amounts of money transactions, such as sending money to children, paying for larger amounts of goods, etc. For the elderly, if they need to transfer a large amount of money to their family, they can choose the WeChat transfer function, and if they just express their hearts or send small holiday wishes, WeChat red envelopes are more suitable.
Second, the form of presentation is different.
There are also obvious differences in the presentation form of WeChat red envelopes and WeChat transfers. After the WeChat red envelope is sent, the recipient will not be able to see the specific amount until the red envelope is opened. This design adds a certain sense of mystery and fun, just like the traditional red envelope, which makes people look forward to opening it.
WeChat transfer will directly display the amount, and the other party can clearly know the specific amount before receiving it. This is very convenient for some transaction scenarios that require a clear amount, such as paying for the goods after purchasing the goods, and both parties can see at a glance whether the transfer amount is correct. When the elderly use WeChat for capital transactions, they can choose the appropriate way according to their needs. If you want to send some small surprises to the younger generation, you can choose WeChat red envelopes; If it is a more formal fund transaction, WeChat transfer is more appropriate.
3. The refund method is different.
There are also different refund methods for WeChat red envelopes and WeChat transfers. If the other party does not receive the WeChat red envelope within 24 hours, then the red envelope will be automatically returned. This may seem intimate, but it can also be embarrassing in some cases. For example, people with a good relationship may feel entangled because they don't know whether to receive a red envelope or not.
In contrast, WeChat transfers are more flexible in their refund methods. If the sender wants the other party to receive money faster, you can click on the red envelope to remind the other party to receive the payment. The other person will receive a message that says, "You have a transfer to receive." If the recipient does not want to receive the transfer from the other party, they can directly open WeChat Transfer, click "Refund" at the very bottom, and "Returned" will be displayed here. When the elderly use WeChat for capital exchanges, they should pay attention to checking the red envelopes and transfer information in time, so as to avoid the situation that the funds are not received or returned in time.
Fourth, the arrival time is set differently.
There is also an unpopular knowledge of WeChat transfer, that is, the arrival time can be set. The specific operation is as follows: open WeChat and click "Me" in the lower right corner; Click on the "Services" option at the top of the interface; Click on the "Wallet" option in the top right corner; Click on the "Consumer Protection" option at the bottom of the interface; Click on the "Help Center" option at the top of the interface; Click on the "Consult Customer Service" option in the bottom right corner of the interface; Send a "transfer delayed arrival" to customer service; The customer service will send us an explanation of the delayed arrival and then the "click here" option; In the pop-up options, you can choose "2 hours to pay" or "24 hours to pay" according to your needs; Click on the "Done" option at the bottom of the interface, and then click on the "OK" option at the bottom right corner to complete the setup.
This feature is very useful for the elderly. If you are worried about an error in the transfer or encounter fraud, you can set a longer arrival time so that you can contact WeChat customer service in time to deal with the problem after discovering it. At the same time, when using WeChat transfer, the elderly should also pay attention to confirming the identity and transfer information of the other party to avoid the loss of funds caused by misoperation.
If today's article is helpful to you, I hope you can forward and share it, like it, and thank you for your support.