400 yuan/person, paying! The latest way →

Xi'an's 2024 medical insurance payment for urban and rural residents has begun. What is the payment standard? What channels can I use to make a payment? What are the benefits of enrollment? Recently, the reporter interviewed the staff of the Xi'an Medical Security Bureau to sort it out for everyone.

Who is eligible for insurance contributions

Those who have a household registration in Xi'an or have obtained a residence permit in Xi'an and have not participated in the employee medical insurance can participate in the medical insurance for urban and rural residents in our city.

Full-time undergraduate and junior college students and full-time graduate students in all kinds of full-time ordinary colleges and universities (including private universities) within the scope of Xi'an shall participate in the medical insurance for urban and rural residents where the school is located on a unified basis based on the school (campus), and pay the fees through the school.

Payment Standards

In 2024, the province's medical insurance financing standard for urban and rural residents will be unified at 1,070 yuan, of which the financial subsidy is 670 yuan per person per year, and the individual payment is 400 yuan per person per year.

Special persons with household registration in Shaanxi Province can enjoy classified insurance subsidies. Persons living in extreme poverty and orphans (including de facto unsupported children) will be given full financial assistance without personal contributions; The individual contribution of 110 yuan for the subsistence allowance recipients, the rural population who are vulnerable to returning to poverty and causing poverty (households that are unstable in poverty alleviation, households that are vulnerable to poverty on the margins, and households with sudden serious difficulties), and those who have returned to poverty and become poor as determined by the agricultural and rural departments.

Payment time

In 2024, the centralized payment time for medical insurance for urban and rural residents in Xi'an is from September to December 20, 2024, and the supplementary payment period is set from January 1 to March 31, 2025.

Payment channels

It is recommended to give priority to the payment of individual payment by using the WeChat official account of "Shaanxi Tax", WeChat, Alipay, UnionPay, mobile banking, online banking, etc., and can also pay through the counters of commercial banks, self-service payment terminals, and tax service halls that have opened collection services.

When making the payment, you need to select "2025".

(1) "Shaanxi Tax" WeChat public account;

(2) Alipay: the social security section of the Civic Center, the "Shaanxi Social Security Payment" applet;

(3) China Everbright Bank: WeChat City Service, "Social Security Cloud Payment" Mini Program, Cloud Payment App, and Mobile Banking;

(4) China UnionPay: UnionPay App (Shaanxi Social Security Payment), "Shaanxi Social Security Payment" WeChat Mini Program, WeChat City Service - Office Hall - Social Security;

(5) Qinnong Bank: all business outlets, self-service equipment, and E-terminals to help farmers;

(6) China Construction Bank: all business outlets, mobile banking, smart teller machines, Yu Nong Tong financial service points, QR code payment, and Qin clerk app;

(7) ICBC: All business outlets, mobile banking, smart terminals of outlets, WeChat official account of "ICBC Shaanxi Branch", and ICBC e-payment QR code scanning;

(8) Agricultural Bank of China: all business outlets, mobile banking, and QR code payment;

(9) Bank of China: all business outlets and mobile banking;

(10) Postal Savings Bank: all business outlets, mobile banking, digital yuan, and QR code payment;

(11) China Merchants Bank: mobile banking;

(12) Tax Service Department (place of household registration or residence permit).

Time to enjoy treatment after payment

General insured persons pay during the centralized payment period, and the treatment period is from January 1 to December 31, 2025. During the supplementary payment period, the medical premiums for urban and rural residents shall be paid, and a waiting period of 3 months shall be set for fixed benefits. Those who fail to participate in the insurance and pay the premiums during the centralized payment period or the supplementary payment period shall not enjoy the medical insurance treatment for urban and rural residents in the insurance year.

Newborn treatment is enjoyed

From January 1, 2025, the guardian shall register for insurance within 90 days of the birth of the newborn, pay the medical insurance premium of the year of birth, and the treatment period shall be from the date of birth to December 31 of the year of birth; If the medical insurance premium of the year of birth is paid more than 90 days, the benefit period is from the month following the payment of the year of birth to December 31.

College students are treated well

New students enrolled in September 2024 and college students who have not paid the medical insurance for college students in the previous academic year will enjoy the benefits from September 1, 2024 to December 31, 2025 after paying the medical insurance fees for urban and rural residents in 2024 during the centralized payment period. If you are a person who is eligible for financial assistance, you can choose to participate in the insurance in the place of student registration or the place of identity recognition, and enjoy the medical insurance treatment for urban and rural residents according to the regulations.

Tips: Employee medical insurance participants can pay for their families

If you are an employee medical insurance participant, you can also use your personal account to pay for your family members to pay for resident medical insurance. Users can search for the "Shaanxi Medical Insurance" App through the mobile phone software mall, or search for the "Shaanxi Medical Insurance" applet through WeChat and Alipay. After entering the App/Mini Program, select "Family Mutual Aid Binding" on the Home, enter the binding interface, read the notice, fill in the identity information of the bound user, and complete the binding after signing the commitment letter.

Users click on the "Service" module at the bottom, enter the "Service" module, and select "Family Mutual Aid Binding Query" to query the binding information of the account.

After the user enters the "Family Mutual Aid Binding Query" page, select the user who needs to pay on behalf of the user, and click "Submit" to make the payment on behalf of the individual account.

It should be reminded that at present, the personal account of employee medical insurance can pay the personal medical insurance payment of urban and rural residents on behalf of close relatives, including spouses, parents, children, siblings, grandparents, grandchildren, and grandchildren.

For new persons who intend to participate in the insurance without information from the tax department, or who need to adjust the place of insurance payment in the new insurance year, they need to go to the medical insurance department or designated channel where the household registration or residence permit is located to register for insurance registration with valid certificates such as ID card, household registration booklet, and residence permit issued by the public security department of the place of long-term residence. Those who have participated in the basic medical insurance for employees need to apply for the suspension of the employee medical insurance before applying for the payment of medical insurance for urban and rural residents.

If the insured person successfully pays the medical insurance premiums for urban and rural residents, the individual payment will not be refunded after entering the treatment enjoyment period; If the employee participates in the resident medical insurance due to death, repeated payment, participation in employee medical insurance or participation in resident medical insurance in other co-ordination areas before entering the treatment period, he or she may apply for a refund for the individual at the same time as terminating the relevant resident medical insurance participation relationship.

When it comes to medical insurance policies and treatment enjoyment, you can consult the medical insurance department of the place of household registration or residence permit, and the consultation telephone number can be queried on the WeChat public account of Xi'an Medical Security Bureau; When it comes to payment issues, you can call the in-charge tax authorities to facilitate the people's tax frontline telephone consultation, or you can go to the city's tax service departments for consultation.

Source: Xi'an Daily Reporter: Ma Xiang Editor: Hu Yiyi Editor: Lai Ting Review: Lu Hongmei

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