How many people's dream was buying a car? But who would have thought that this dream would become a nightmare for many migrant workers. Car ownership is rising, and people from the city to the countryside are rushing to join the car buying army. But listening carefully to the bitterness of those who regret buying a car, do you dare to start easily?
I thought that driving my own car would make life better, but who knew that it became a mountain on my shoulders. It's not enough to empty your savings, you have to go into debt. It's easy to buy a car, it's hard to maintain a car, and the monthly expenses are enough to make people a headache. Think about all the money that should have been used to improve your life, but all the money has been wasted, can it not make people's hearts ache?
[Financial pressure to buy a car]
Buying a car may seem simple, but it is actually a mystery. In the beginning, those bells and whistles and shiny car shows made people want to empty their wallets immediately. But when it came time to sign the contract, I realized that things were not so simple.
The down payment is painful enough, and you have to face a long repayment period. Every month when the salary is in hand, you have to pay a "protection fee" to the car first. I thought that buying a car could improve the quality of life, but I ended up saving money every day, just to raise this four-wheeled "ancestor".
Some people say, it's okay, we can choose new energy vehicles, electricity is cheaper than oil. Don't be fooled by this "price butcher". Insurance, maintenance, parking fees, these are all indispensable. If you calculate it, you have to throw at least a thousand dollars into it every month. That's not a small amount, enough for several large meals.
【Car maintenance cost analysis】
Don't think that everything will be fine if you buy a car, car maintenance is the real "abyss". Oil prices are like a roller coaster, up and down, making people feel terrified. When I was stuck in traffic, I watched the fuel gauge drop little by little, and my heart was dripping blood.
Do new energy vehicles really save money? Don't be fooled by the "three-electric technology". There are not enough charging piles, and you have to queue up for charging, who will calculate the time cost? And the cost of replacing the battery after attenuation is enough to make you gasp.
Insurance, maintenance, and parking fees are all "compulsory courses" that car owners can't escape. Add to that all kinds of fines, and your wallet may be screaming "help" at any time. Even if all the expenses are kept to a minimum, you have to pay a lot of money every month, which is enough to make many people's flesh pain.
【Comparison of Alternatives】
Now that public transportation is so developed, is it really necessary to buy a car? Although the subway and bus are crowded, at least you don't have to worry about traffic jams and parking. Isn't driving during rush hour also crowding with others in the car? What's the difference?
Speaking of online car-hailing, you can be on call, and you don't have to worry about the trouble of maintaining a car. Do the math, you may not spend as much money as you spend on maintaining a car in a year. Just go out with friends on the weekend and call a taxi, so why bother making yourself uncomfortable?
Before buying a car, you might as well ask yourself: Is this really just needed? If it's just for commuting, public transportation is actually enough. Don't put a golden hoop spell on yourself for the sake of saving face. Unless the monthly salary is really over 10,000 yuan, buying a car may become the last straw that crushes you.
Reality is often harsher than imagined. Those who bought a car on the spur of the moment may now regret their decision. Monthly repayments are like a ticking time bomb that can detonate your balance at any time.
So, before making a decision to buy a car, you might as well listen to the experience of those who have come before. Don't let the impulse of the moment become a burden for the future. After all, the improvement of quality of life should not be built on the basis of overdrawing the future. Is it really worth buying a car? This question is worth pondering for everyone.