Ministry of Housing and Urban-Rural Development: Before the end of the year, the credit scale of the "white list" project increased to 4 trillion On the morning of October 17, the Information Office of the State Council held a press conference, and Ni Hong, Minister of Housing and Urban-Rural Development, and responsible persons of the Ministry of Finance, the Ministry of Natural Resources, the People's Bank of China, and the State Administration of Financial Supervision and Administration introduced the relevant situation of promoting the stable and healthy development of the real estate market.
At the meeting, the Ministry of Housing and Urban-Rural Development, in conjunction with relevant departments, guided all localities to act quickly, grasp the implementation of stock policies, grasp the introduction of incremental policies, and play a set of combination punches to promote the market to stop falling and stabilize. How do you fight a "combination punch"? To sum up, it is four cancellations, four reductions, and two increases.
- Four cancellations
City governments should be given full autonomy in regulation and control, and city governments should adjust or cancel all kinds of restrictive measures according to the city's policies. It mainly includes purchase restrictions, sales restrictions, price restrictions, ordinary residential and non-ordinary residential standards.
- Four lowered
The interest rate of housing provident fund loans was reduced by 0.25 percentage points, and the down payment ratio was reduced to 15% for the first and second home loans. Lowering interest rates on existing loans; Reduce the tax burden of "selling the old and buying the new" for housing. Through the implementation of these policies, the cost of housing for residents will be reduced, the pressure of loan repayment will be reduced, and the demand for rigid and improved housing will be supported.
- Two increases
First, through monetization and resettlement, an additional 1 million units of urban villages and dilapidated houses will be renovated. There are many hidden safety hazards and poor living conditions in urban villages, and the masses are eager to renovate. According to the survey, there are 1.7 million sets to be renovated in only 35 large and medium-sized cities in the country, and other cities also have transformation needs. There are still 500,000 dilapidated houses in cities across the country that need to be renovated. This time, for the 1 million sets with relatively mature conditions, we will do it in advance and pay close attention to it by increasing policy support. It mainly adopts monetized resettlement, which is more conducive to the masses to choose the right house according to their own needs, and they do not need to transition outside, and can directly move into a new home. At the same time, it is also conducive to the digestion of the stock of commercial housing. Second, by the end of the year, the credit scale of "white list" projects will be increased to 4 trillion yuan. The urban real estate financing coordination mechanism should include all qualified real estate projects in the "white list", and should make every effort to meet the reasonable financing needs of the project.
Since the release of relevant policies, the effect of the policy has begun to appear, real estate development investment, new commercial housing sales and other major indicators of decline continued to narrow, especially since the end of September, the number of first-hand house visits, visits, and contracts has increased significantly, the number of second-hand housing transactions has continued to rise, and the market has seen positive changes. According to media reports, real estate policy support in many places has increased, and the property market in first-tier cities has recovered across the board. In the next step, the Ministry of Housing and Urban-Rural Development will work with relevant departments to resolutely implement the decisions and arrangements of the Party Central Committee and the State Council, implement them one by one, fully release the policy effects, and benefit the people more.
Source│CCTV News
Editor│Cao Shanshan first trial│Hu Yunhong's second trial│Yuan Jintao's third trial│Su Tiantian's production│Kaifu District Rong Media Center's submission mailbox丨 [email protected]
Click Share to tell more people