<b>Zhoushan Network (Palm Shang Zhoushan) News</b> (Zhoushan Daily reporter Chen Yu) at 3 p.m., "Zhejiang Medical Insurance • Zhou Huibao" 2022 annual product upgrade and insurance launch meeting was held in the new city. The premium and insured population remain unchanged, and the five guarantees are improved, and one person can claim up to 1.8 million yuan.
Returning to poverty due to illness accounts for a relatively high proportion of the poor population in our province. In April this year, the municipal government held a press conference to introduce the "Zhoushan Commercial Supplementary Medical Insurance Implementation Plan" and announced the launch of the first annual project of "ZhouhuiBao". As a supplementary medical insurance guided by many government departments such as the Municipal Medical Insurance Bureau, "Zhouhuibao" has helped the construction of a multi-level medical security system in our city, with 324,000 insured persons in 2021, accounting for 33% of the city's basic medical insurance population.
Up to now, "ZhouHuibao" has paid about 92,000 person-times, with a compensation amount of 12.6 million yuan, which has greatly reduced the burden of medical treatment and illness for the masses. In 2022, the "Zhouhui Insurance" still has zero threshold, and there are no restrictions on participation in the insurance such as age, past medical history, health status, occupation type, etc., and the insured personnel of the basic medical insurance for employees in Zhoushan City and the basic medical insurance for urban and rural residents can be insured.
In 2022, under the condition that the per capita payment of 100 yuan remains unchanged, the city will upgrade the five guarantees of the "Zhou HuiBao" product through multi-party efforts. Specifically, it includes: the expansion of self-paid drugs paid, the cancellation of the self-paid drug list restrictions by "Responsibility II"; the expansion of self-paid materials, the expansion of "Responsibility II" 2 kinds of materials to materials within the scope of medical insurance that exceed the limited price; the proportion of expenses included in the medical liability of designated medical institutions outside the city has increased from 50% to 60%; the high-amount self-paid pharmaceutical and equipment categories have been expanded from 20 categories to 30 kinds; the insurance amount of continuous insured persons has increased, and the first, second and third responsibilities have been increased by 100,000 yuan each.
From now until December 31 this year, eligible citizens can apply for insurance through WeChat public accounts and so on. "Those who are sick are guaranteed, and those who are sick are charitable, and we hope that the public will apply for insurance in a timely manner." The relevant person in charge of the Municipal Medical Insurance Bureau said.
Source: Zhoushan Network
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