Recently, the topic
"Pick up your phone and use passwordless payment to wipe out your balance"
Appeared on the Weibo hot search list
aroused heated discussions among netizens
According to reports, after a citizen in Luzhou, Sichuan Province picked up other people's mobile phones, he found that the mobile phone did not have a lock screen password, and he saw that WeChat change had more than 5,100 yuan, and he scanned the code for consumption in 8 times (WeChat password-free payment supports direct payment for a single order less than or equal to 1,000 yuan, and no password is required to confirm during payment), until the WeChat change was squandered and the mobile phone was turned off, and was finally arrested by the police.
Like this
The owner of the transaction has opened the password-free payment function
And the case of stolen brushing
Minority
Some scammers add merchant WeChat friends on the grounds of purchasing goods, communicate through WeChat, and then guide merchants to display Alipay payment codes in WeChat videos on the grounds that the merchant's payment code is abnormal, so that merchants can refresh Alipay payment codes. In the process of this operation, the merchant's Alipay payment code was exposed, and the scammer took the opportunity to steal the merchant's balance by using passwordless payment.
It turns out that when we open the "Receipt and Payment" page of the mobile phone, the first thing that pops up is the "Payment Code", and we need to click the switch to come to the "Collection Code" page. The scammer just drilled the two pages, the loophole that needed to be switched, and took advantage of many people's Xi of "password-free payment", and directly scanned the "payment code" to swipe away the money.
Once "password-free payment" is activated
The security of the payment is reduced
How do I cancel?
WeChat cancels password-free payment
Step 1: Open WeChat, click [Me] on the far right below, and then click [Service] at the top.
Step 2: Click [Wallet] to enter the wallet interface.
Step 3: Click [Payment Settings], then click [Passwordless Payment]. From here, you can select the project you want to close.
Alipay cancels password-free payment
Step 1: Open Alipay, click [My] in the lower right corner, and then click the [Settings] button in the upper right corner.
Step 2: In the settings screen, find and tap [Payment Settings]
Step 3: Click [Password-free Payment/Auto-Deduction], and then you can choose to turn off password-free payment and see which third-party software uses this service.
Similarly, apps such as Meituan and Douyin can also manually disable the "password-free payment" function on the relevant payment function page.
Police Reminder:
1. In the digital era, "password-free payment" has brought a more convenient payment experience to everyone, but it has also brought new security risks. This requires citizens to pay more attention to payment security.
2. When you use the "passwordless payment" function, you should enable the lock screen password of your mobile phone and the two-factor authentication function of the payment app at the same time to enhance security protection.
3. Do not display or send your own collection code and payment code to others.
Source: Jiangsu Trade Union, People's Daily Science Popularization