The time to delay retirement has finally arrived
After shouting about delayed retirement for many years, with the Third Plenary Session of the 20th Central Committee of the Communist Party of China finally clarifying the timeline this month, this pair of boots still landed.
This timeline is to be officially launched in five years, and there will be no more wait-and-see and back-and-forth, and the most likely time should be a certain year three years later, in terms of proportion, the probability of 2027 is 30%, 2028 is 40%, and 2029 is 30%. The time that will affect the final implementation depends on the economic environment and the final plan prepared.
The fundamental reason for this phenomenon is the aging of the population and the decline in the birth rate of the population, and the accumulation of social wealth is relatively unable to achieve a balance, so the pressure on fiscal expenditure is too great, and it has to sacrifice personal interests to pass on the real crisis. This is true for all countries, and China is no exception.
It should be pointed out that to delay retirement, China will inevitably refer to the plans of other countries, but it will still have its own unique policies and measures. Judging from China's current reality, it will never copy the plans of other countries as a whole, but will clarify the optional model of voluntary and gradual progress, and to a certain extent, dispel the concerns of the group, and implement them freely and stably according to the individual.
It is predictable that retirement will no longer be a relatively uniform time node, and gender equality will be fully implemented. At that time, it is most likely that you will decide on your own retirement time, from around 60 to 65 years old. If you choose to retire early, your retirement salary will be reduced proportionately, and you will be paid in full at the age of 65.
The introduction of any policy is to take the greatest favorable factors and obtain the greatest benefits. Naturally, different groups have different policy impacts, and it is conceivable that delayed retirement is relatively good for people working in the system such as government institutions and institutions, because stable income and relatively high social security accumulation allow this group of personnel to gain more benefits due to delayed retirement. This is the biggest factor that delayed retirement can be unfair.
The most directly affected groups should be enterprises and individuals. At present, the social security base has been rising greatly, and the impact of the simultaneous increase in income will be relatively small, but the uncertain environment and reality often significantly increase the pressure on this group in reality. In order to achieve the same retirement benefits as today, the likely result is to sacrifice more time and reduce the original retirement salary.
The introduction of the delayed retirement policy will inevitably lead to some groups of people, to retire early to reduce the retirement salary or adhere to the work to the specified retirement time to choose, the reality has come to an irreversible period of reform, we must work together to deal with, standing in the perspective of everyone for me, I for everyone, should contribute to the delayed retirement personnel, solemnly say: thank you!