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The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

author:Xiuxiu talks about the past and the present

It was an ordinary afternoon, and 73-year-old Granny Li came to the rural credit cooperative in the county seat alone, with a happy smile on her face and an unconcealable joy in her eyes.

She pulled out the passbook tucked away in the inner pocket of her jacket and checked the numbers on it line by line. Yes, I finally saved enough 110,000 yuan to help my neighbors renovate their new houses.

The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

Granny Li had already imagined how happy her neighbor would be when she received this huge amount of money. She even fantasized that a few months later, she would receive gifts and invitations from her neighbors to attend her new home move-in party.

Granny Li happily counted the money in her hand, thinking that now Wang Lan could not only buy new furniture and decorate the whole house, but also hold a grand wedding for her son and marry a good daughter-in-law, which is simply a lot of money.

Granny Li happily put the money in a black plastic bag, rode on an electric car and sped away to Wang Lan's house. Wang Lan was busy working in the yard, Granny Li smiled and shouted "Sister Lan", Wang Lan hurriedly put down the hoe and came over to greet her.

Granny Li mysteriously stuffed the plastic bag into Wang Lan's arms, and said excitedly: "I finally saved all the money, you can take it and decorate it quickly, you must live a good life!" Wang Lan opened the plastic bag in surprise, and there were all new and large amounts of RMB neatly stacked inside, she thanked her excitedly, and repeatedly promised that she would repay it on time and give a generous interest return.

The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

Both old men were immersed in joy, and neither mentioned the matter of leaving documentary evidence.

Hanging up the phone, Li Xiaoming's mind was in a mess. She paced back and forth in the room, her mind racing. She understands that trying to recover that much money from a verbal loan agreement is like a bolt from the blue.

After all, the mother did not mention anything at the time to leave documentary evidence, and it is not easy to overturn a verbal contract between an adult now.

Li Xiaoming didn't close his eyes all night. In the wee hours of the morning, she finally found a complete loan contract template on a legal advice website. She carefully studied each clause of the model contract to ensure that it was clear and that the benefits were equitable.

The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

She then began to revise the contract, filling in the real information about her mother and neighbors one by one, until at dawn a seemingly apparent loan contract was finally printed.

The next day, Li Xiaoming cautiously suggested to his mother that they go to a neighbor to get the money back, or at least sign a written contract. Unexpectedly, the mother's face changed abruptly, and she angrily warned her daughter, a kind-hearted sister, not to meddle in her own affairs again.

Li Xiaoming's heart was like a knife, she understood that her mother just wanted to help her old neighbor, but she was also worried that her mother would be deceived.

In desperation, Li Xiaoming and his eldest sister could only come to the door again, and pleaded with the neighbor to sign the IOU in a gentle tone to resolve this family dispute. The neighbor refused forcefully at first, but under the sisters' combination of hard and soft measures, they finally reluctantly drew their names on the IOU.

The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

Li Xiaoming was relieved, she carefully pushed the printed IOU in front of her neighbor, and respectfully asked her to sign her name.

Surprisingly, just a month after the sisters asked their neighbor to sign an IOU, a phone call suddenly came into the eldest sister's mobile phone. On the other end of the phone was an unfamiliar male voice who introduced himself as Xiao Zhang, the neighbor's son.

He said that his mother had already told him about the loan, and he said that he would definitely pay it off on time and would never break his promise. Yesterday, he took care of all the formalities and transferred 110,000 yuan to the eldest sister's account.

The eldest sister was so excited that she quickly asked her sister to verify the bank account and confirm that it was correct. The sisters danced happily, both pleased with Xiao Zhang's integrity.

The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

After discussion, they decided that the eldest sister would keep 100,000 yuan first, and only leave 10,000 yuan for their parents to use in case they were deceived again.

The eldest sister took a photo of the bank transfer record and the fixed deposit certificate and sent it to her parents and younger sister. In order to prevent her brother from hearing the rumors, she did not tell him about it for the time being.

She hopes that her parents can live a dashing old age without financial worries. Both sisters breathed a sigh of relief, glad that the farce had finally ended with a happy ending. They also reaffirm that there is more goodwill in the world.

This episode became a precious life experience for them, awakening the kindness and benevolence in their hearts.

The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

This incident became a valuable experience that the sisters will never forget. At first, they were disappointed and saddened by their mother's reckless behavior, believing that her mother was confused and gullible about neighborly relations.

When the mother's kindness to her daughter is met with a strong backlash, the sisters can't help but reflect on their own excesses. It turned out that in the mother's heart, helping her neighbors was more important than her own interests.

Even if the way of giving is wrong, the essence of maternal love is worthy of admiration. Through this experience, the sisters learned to be more tolerant and understanding. They realize that they can't make a verbal promise when they make deals, they have to leave evidence; But we must also learn to tolerate the mistakes of others and not complain about others.

Eventually, the problem was resolved, making them more grateful for their family's affection and re-examining the truth that "there is no such thing as a free lunch".

The neighbor borrowed 110,000 yuan from his mother, promising 10% interest for 5 years, and there was no IOU receipt, and I cleverly got it back

This incident has become a topic in their lives, reminding them to always be rational and to maintain their loving nature; Be prudent and forgiving; It is necessary to prevent the slightest mistake, but also to tolerate mistakes.

The way of treating her mother has also changed to encouraging her to enjoy life more and not to worry about money.

This little episode awakens the deepest kindness in their hearts. They are determined to return home often in the future to accompany their parents in their old age. At the same time, you should also work hard to make money, so that you have more resources to help those in need.

This kindness will continue, like a ripple that will make the world a better place.

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