继ZZ后，海银也要爆雷了！

导读：海银控股股票爆雷了，大跳水！

2023年12月13日，海银控股（HYW）盘中最低跌51.30%，一度触及2.8美元，股价创历史新低。

截止当日收盘，海银控股的股价跌42.61%至3.3美元，该股近五个交易日跌50.15%，月初至今跌52.45%，年初至今跌41.90%，近52周跌45.72%。海银控股股票爆雷了！

海银控股于2023年10月18日发布2023财年年报，2022年7月1日至2023年6月30日的收入为20.92亿人民币元，同比增长7.71%，净利润为1.20亿人民币元，同比减少49.01%。

海银控股暴跌原因，或与海银财富延期兑付有关，网传一张聊天记录截图显示，由于银行方面原因，及该公司12月份属于固收产品高峰付息时间段，因此产品清算到账时间延长。

有投资人向信托圈内人表示：其认购的海银财富产品原定12月初到期，已经T+8了，还没兑付到账。此前都是到期后第二天兑付到账。

如果海银财富也停止兑付、停止募集，那将是继今年6月ZZ系财富公司后，又一大知名财富公司违约，涉及数万个家庭。

海银财富于2021年3月份于美国纳斯达克上市，招股说明书中披露其为“国内最大的房地产固定收益产品提供商”，“提供的产品投资于恒大、融创等知名、信用评级良好的大型开发商的房地产项目，期限一般为6-36个月。”

招股书表示，海银财富为中国第3大第三方财富管理机构，在前5大第三方财富管理机构中增速第一。

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