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Abstract:Compared with traditional leasing, the new leasing industry is characterized by digitalization and online transactions, and through the innovation of credit system and payment system, the entry threshold for users has been greatly reduced, and the deposit-free credit mortgage has been realized, which not only brings convenience to consumers, but also injects new vitality into the industry.
The credit system is the cornerstone of the new leasing industry. From the launch of Sesame Credit to the launch of payment points, the continuous improvement of credit services has provided a solid foundation for the new leasing industry. Credit not only lowers the threshold for users, but also provides enterprises with a means of risk control and promotes the healthy development of the industry.
By providing flexible leasing services, the new leasing industry has met the equipment renewal needs of small, medium and micro enterprises, promoted the rational allocation and effective use of resources, and provided new impetus for the development of the real economy.
According to the report, the younger core consumer population is an important driving force for the development of the new leasing industry. As the post-80s and post-90s generations gradually become the main consumer force, they are more inclined to flexible, convenient and environmentally friendly consumption methods, and the new leasing industry just meets these needs and shows huge market potential.
The green and low-carbon lifestyle and policy guidance have brought new opportunities to the new leasing industry. Through leasing services, consumers can use products more economically and environmentally friendly, reducing resource waste and in line with the concept of sustainable development.
Technological innovation is the key to the competitiveness of the new leasing industry. The application of blockchain technology, the introduction of SaaS services, and the integration of insurance mechanisms have provided strong technical support for the new leasing industry, improved service efficiency, and reduced operational risks.
With the rapid development of the industry, standardized industry standards are particularly important. From the cost structure to the product recovery process, from the service system to the credit risk control system, a complete set of standards needs to be established to ensure the healthy and orderly development of the industry.
Excerpts from the report are set out below
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