31 provincial and municipal pension plans announced, 15 years and 30 years of service, how much are they worth?

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2024-06-30 16:50

With the announcement of the basic pension adjustment plan for 2024 by the Ministry of Human Resources and Social Security, 31 provinces and cities have also been released, and as of June 30, all provincial and municipal plans have been released.

This year, the national adjustment ratio is 3%, 0.8 percentage points lower than last year, so the pensions of various provinces and cities are naturally lowered. Taking the quota adjustment as an example, except for a few places such as Jiangsu, Guangdong, and Yunnan, which increased, all other provinces and cities declined. However, there is one common denominator this year, that is, more care is given to elderly retirees, and in terms of tilt adjustment, it will either continue to rise or remain unchanged.

Of course, many people are more concerned about whether "pay more and pay more, pay more for a long time" has been reflected, which is whether they want to pay for a long time and the motivation to pay more. Today, let's take a look at how much the 15-year minimum payment period and the 30-year longer payment period are worth in various provinces and cities?

Judging from the plans of 31 provinces and cities, 14 provinces and municipalities have only one plan for the adjustment linked to the payment period, so the increase in payment for 30 years is twice that of 15 years.

Henan, Guizhou, Heilongjiang, Hebei, Fujian, Yunnan and Shanghai will increase by 1 yuan for every full year, and the payment for 15 years and 30 years will increase by 15 yuan and 30 yuan respectively.

Guangxi and Jiangxi will increase by 0.8 yuan for every 1 year, and 12 yuan and 24 yuan for 15 and 30 years respectively.

Chongqing will increase by 1.6 yuan for every full year, and 24 yuan and 48 yuan for 15 and 30 years respectively. Hainan will increase by 0.51 yuan for every full year, and the payment for 15 years and 30 years will increase by 7.65 yuan and 15.3 yuan respectively.

Hunan will increase by 1.12 yuan for every 1 year, and 16.8 yuan and 33.6 yuan for 15 and 30 years respectively. Shanxi increased by 1.03 yuan for every full year, and increased by 15.45 yuan and 30.9 yuan for 15 years and 30 years respectively. Hubei will increase by 1.01 yuan for every full year, and 15.15 yuan and 30.3 yuan for 15 and 30 years respectively.

There are multiple plans for the other 17 provinces and cities, let's take a look at them specifically.

For 15 years and below in Sichuan, it will increase by 0.5 yuan for every full year, and 7.5 yuan for 15 years of payment. The part of more than 15 years will increase by 1.6 yuan for every full year, and the increase in payment for 30 years will be 15×0.5 + 15×1.6 = 31.5 yuan, and the increase in 30 years of payment will be 4.2 times that of 15 years.

For the part of 15 years and below in Gansu, the monthly increase is 15 yuan, that is, the payment for 15 years will increase by 15 yuan. For the part of more than 15 years, the increase of 1.4 yuan for each full year and month, the increase in payment for 30 years is 15 + 15×1.4 = 36 yuan, and the increase in payment for 30 years is 2.4 times that of 15 years.

For the part of Jilin that is 25 years old and below, 1 yuan will be added for every full year; For the period of 26 to 30 years, it will increase by 1.2 yuan for each full year, for the part from 31 to 35 years, it will increase by 1.4 yuan for each full year, and for the part of 36 years and above, it will increase by 1.6 yuan for every full year.

The increase of 15 yuan for 15 years of payment, the increase of 30 years of payment is 25×1 + 5×1.2 = 31 yuan, and the increase of 30 years of payment is twice that of 15 years.

For those who have been in Guangdong for 20 years or less, 1 yuan will be added for each full year; For more than 20 years, the monthly increase = payment period × 1 yuan + (payment period - 20) × 1 yuan. The increase of payment for 15 years is 15 yuan, and the increase of payment for 30 years is 30×1 + 10×1 = 40 yuan, and the increase in payment for 30 years is 2.6 times that of 15 years.

For the part of Anhui for 15 years and less, the monthly increase will be 23 yuan, and for the part of more than 15 years, the monthly increase will be 1.5 yuan for each full year. The increase of payment for 15 years is 23 yuan, and the increase for 30 years is 23 + 15×1.5 = 45.5 yuan, and the increase in payment for 30 years is about twice that of 15 years.

For the part of Shaanxi that is 15 years and below, it will increase by 8 yuan per month, and for the part that is more than 15 years, it will increase by 1.8 yuan for every full year. The increase of payment for 15 years is 8 yuan, and the increase in payment for 30 years is 8 + 15×1.8 = 35 yuan, and the increase in payment for 30 years is about 4.4 times that of 15 years.

For the part of Jiangsu that is 15 years or less, it will be increased by 1.7 yuan for each full year, for the part of more than 15 years to 25 years, it will be increased by 1.8 yuan for every full year, and for the part of more than 25 years, it will be increased by 2 yuan for every full year. The increase of payment for 15 years is 25.5 yuan, and the increase for 30 years is 15×1.7 + 10×1.8 + 5×2 = 53.5 yuan, and the increase in 30 years is about 2.1 times that of 15 years.

For those less than 15 years in Tianjin, the monthly increase per person is 15 yuan; For the part of more than 15 years, it will be increased by 1.1 yuan for each full year. The increase of payment for 15 years is 15 yuan, and the increase of payment for 30 years is 15 + 15×1.1 = 31.5 yuan, and the increase of payment for 30 years is about 2.1 times that of 15 years.

For the part of Liaoning that is 15 years old and below, an increase of 15 yuan per person per month; For those over 15 years, the monthly increase will be 1.6 yuan for each full year. The increase of 15 yuan for 15 years of payment is 15 yuan, and the increase of 30 years of payment is 15 + 15×1.6 = 39 yuan, and the increase of 30 years of payment is about 2.6 times that of 15 years.

For those with 15 years or less in Qinghai, the monthly increase will be 22.5 yuan per person, and for those with more than 15 years, the increase will be 1.5 yuan for each full year. The increase in payment for 15 years is 22.5 yuan, and the increase in payment for 30 years is 22.5 + 15×1.5 = 45 yuan, and the increase in payment for 30 years is about twice that of 15 years.

In Zhejiang, the part of 15 years and below will be increased by 1.1 yuan for every full year, the part of more than 15 years to 30 years will be increased by 1.8 yuan for every full year, and the part of more than 30 years will be increased by 2.2 yuan for every full year. The increase of 15 years of payment is 16.5 yuan, and the increase of 30 years of payment is 15×1.1 + 15×1.8 = 43.5 yuan, and the increase of 30 years of payment is about 2.6 times that of 15 years.

For the part of Xinjiang that is 15 years old or less, it will be increased by 1 yuan for each full year; For 16 to 30 years, it will increase by 1.5 yuan for each full year, and for more than 30 years, it will increase by 2 yuan for every full year. The increase of 15 yuan for 15 years of payment, the increase of 15 years of payment for 30 years is 15×1 + 15×1.5 = 37.5 yuan, and the increase of 30 years of payment is about 2.5 times that of 15 years.

In Inner Mongolia, the part of 15 years and below will be increased by 0.5 yuan for every full year, the part between 16 and 30 years will be increased by 1 yuan for every full year, and the part of 31 years and above will be increased by 1.5 yuan for every full year. The increase of payment for 15 years is 7.5 yuan, and the increase for 30 years is 15×0.5 + 15×1 = 22.5 yuan, and the increase in 30 years is about 3 times that of 15 years.

In Shandong, the part of 15 years and below will be increased by 0.8 yuan for each full year, the part of more than 16 years to 25 years will be increased by 0.9 yuan for every full year, the part of more than 26 years to 35 years will be increased by 1 yuan for every full year, the part of more than 36 years to 45 years will be increased by 1.1 yuan for every full year, and the part of more than 46 years will be increased by 1.2 yuan for every full year.

The increase of 12 yuan for 15 years of payment, the increase of 30 years of payment is 15×0.8 + 10×0.9 + 5×1 = 26 yuan, and the increase of 30 years of payment is about 2.2 times that of 15 years.

For the part of Ningxia that is 15 years or less, it will be adjusted by 10 yuan per month, and for the part that is more than 15 years, it will be increased by 2 yuan per month for each full year. The increase of 10 yuan for 15 years of payment, the increase of 10 yuan for 30 years of payment is 10 + 15×2 = 40 yuan, and the increase of 30 years of payment is about 4 times that of 15 years.

For those who have been in Beijing for 10 years or more, the increase will be 2.4 yuan for each full year, and for those for less than 10 years, the increase will be 24 yuan per person per month. The increase of payment for 15 years is 36 yuan, and the increase of payment for 30 years is 72 yuan, and the increase in payment for 30 years is twice that of 15 years.

In Tibet, 1.1 yuan will be adjusted for the second-class districts, 1.4 yuan for the third-class districts, and 1.7 yuan for the fourth-class districts. The payment for 15 years increased by 16.5 yuan, 21 yuan and 25.5 yuan respectively. The increase in payment for 30 years was 33 yuan, 42 yuan and 51 yuan respectively, and the increase in payment for 30 years was twice that of 15 years.

In a comprehensive comparison, among the 31 provinces and cities, the top three most valuable for 15 years of service are Beijing (36 yuan), Jiangsu (25.5 yuan), and Chongqing (24 yuan). The bottom three are Sichuan and Inner Mongolia (7.5 yuan), Hainan (7.65 yuan), and Shaanxi (8 yuan).

The top three most valuable for 30 years of service are Beijing (72 yuan), Jiangsu (53.5 yuan), and Chongqing (48 yuan). The bottom three were Hainan (15.3 yuan), Inner Mongolia (22.5 yuan), Guangxi and Jiangxi (24 yuan).

The top three multiples of 15-year service and 30-year service are Shaanxi (4.4 times), Sichuan (4.2 times), and Ningxia (4 times).

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