ICBC (New Generation of Equally Differentiated Notes) Endorsement Transfer Process and Split Process|Acceptance Bill

ICBC's new generation of equal differentiation bill system provides enterprises with more flexible and efficient bill management functions. The process of endorsement transfer and splitting of equally differentiated bills is an important function in the system, which can meet the diversified needs of enterprises in bill circulation and financing. This article will introduce in detail the endorsement transfer and splitting process of ICBC's new generation of equally differentiated notes to help enterprises successfully complete the relevant operations.

ICBC's new generation of bill system splits the endorsement and transfer process, first handles the online banking login and clicks on the bill business to ensure that the relevant functions and permissions have been opened.

Select Electronic Commercial Draft New Generation Endorsement Transfer and check the bill you want to transfer

The bill amount selects the amount you actually want to transfer out (also known as the split amount)

Then go to the next step and check whether to transfer according to your actual endorsing enterprise situation (select Yes)

Whether it is an ICBC customer, fill in the endorser account number, and the full name of the endorsee is the transfer amount (that is, the so-called split amount, which can be entered according to the requirements)

Verify that the information is correct

Then click on the endorsement transfer to enter the U shield password, and finally log in to the corporate online banking again to complete the endorsement transfer review, and then you can notify the other party to sign the acceptance bill.

The concept of equipolar notes

Equal-value bills refer to the splitting of a large bill into several small bills to make them easier to circulate and use. Through equal differentiation operations, enterprises can flexibly carry out endorsement transfer and financing, and optimize capital management.

Advantages of Equal Differentiation Note Endorsement, Transfer and Splitting

1. Improve liquidity: Equal differentiation notes can split large bills into small bills to improve the liquidity and flexibility of bills.
2. Simplified operation process: ICBC's next-generation system provides convenient endorsement, transfer and splitting functions of equal differentiation bills, simplifying the operation process of enterprises and saving time and labor costs.
3. Risk reduction: By equalizing the bills, enterprises can diversify the risk of bills and avoid problems with a single large bill affecting the overall capital chain.

Practical application examples

For example, a manufacturing enterprise A holds a commercial acceptance bill with a face value of 1 million yuan. Company A needs to endorse this note to multiple suppliers, but each supplier has a different payment amount. Through ICBC's equally differentiated bill endorsement transfer and splitting function, enterprise A can split the 1 million yuan bill of exchange into 10 small bills of 100,000 yuan each, and then endorse and transfer them to different suppliers. This method of operation not only simplifies the payment process, but also improves the efficiency of the use of funds.

Precautions

1. Confirm the recipient's information: When making an endorsement transfer, it is important to confirm that the recipient's information is accurate to avoid the transaction failure due to incorrect information.
2. Split conditions: Ensure that the bills held meet the split conditions, such as the status of the bills is negotiable, undue, etc.

If you have other questions, or you feel that the details are not detailed enough, you can visit the official website of the bank and enterprise post customer service, WeChat one-to-one free service for you.

Bank-enterprise discount is a comprehensive bill information service platform, which provides online electronic draft transaction scenarios for state-owned enterprises, central enterprises, listed companies, and small, medium and micro enterprises. At present, it cooperates with more than 10 second-post banks. It has the characteristics of "transparent interest rate", "fast arrival", "discount" and invoicing.

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