Source: Yantai Daily - Big and Small News
Big and small news client October 25 news (YMG all-media reporter Zhao Weiwei correspondent Zhang Bingcui Wang Xiaojing Fanna) "Thank you for your accurate service, the 'transformation of scientific and technological achievements loan' policy in a timely manner to help us solve the financing problem!" A few days ago, yantai Qixia Shandong Huayi Kechuang Nanomaterials Co., Ltd. applied for a loan of 9 million yuan, the person in charge of the enterprise specially called the Qixia Rural Commercial Bank to express gratitude.
Shandong Huayi Kechuang Nanomaterials Co., Ltd. is located in Taocun Town, Qixia City, has long been committed to the research and development, production, sales and import and export of inorganic non-metallic nanomaterials, and is currently engaged in the research and development of new materials such as boron carbide ballistic materials, due to the large market demand for the product, in recent years has been in short supply. The company seizes the development opportunity with its core technology and strength of the products, and has become the most powerful advantageous enterprise in the industry, and the future market potential is huge.
Recently, Shandong Huayi Kechuang Nanomaterials Co., Ltd. wants to purchase boron carbide raw materials in large quantities for the production of boron carbide bulletproof ceramics in the military industry, but due to insufficient working capital of the enterprise, it is suffering from the inability to provide effective guarantees, financing obstacles, worried about affecting the supply of military products, and the person in charge of the enterprise applied for assistance to Qixia Rural Commercial Bank.
After field investigation, the staff of Qixia Rural Commercial Bank found that the enterprise was a new type of industry, with its own R&D team and R&D patents. The staff understood the needs of enterprises during the inspection process, and interpreted the relevant policies of "transformation of scientific and technological achievements into loans" for enterprises, customized financial solutions according to the actual situation of enterprises, and finally Shandong Huayi Kechuang Nanomaterials Co., Ltd. used patents to apply for patent rights pledge loans to banks.
Through the pledge of patent rights, Qixia Rural Commercial Bank successfully raised 9 million yuan for Shandong Huayi Kechuang Nanomaterials Co., Ltd., helping the company to solve its urgent needs.
Qixia Rural Commercial Bank launched the "Transformation loan for the transformation of scientific and technological achievements", which further improved the market demand-oriented research and development mechanism, formed a mechanism for technological innovation mainly determined by the market, and promoted the rapid development and upgrading of science and technology enterprises. At the same time, it broadens the financing channels of science and technology enterprises, increases the scope of collateral, and effectively solves a series of pain points and difficulties encountered in the process of transforming the technological achievements of science and technology enterprises, such as loan difficulties, guarantee difficulties, expensive loans, and expensive financing.
Editor-in-Charge: Weiwei Zhao
This article is from [Yantai Daily - Big and Small News] and only represents the author's views. The National Party Media Information Public Platform provides information dissemination services.
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