New standards for retirement living in 2024 are released:
The division standard is divided into 7 grades; The principle of this division: not only the income of the pension is used as the standard of division, but the actual income after subtracting expenses from various types of income is the standard, so as to be closer to reality.
1. Monthly income of 1,000 yuan and below (refers to two people, the same below). Destitute type, life goal: just to live, there is no other luxury in this life.
2. The monthly income is between 1000 yuan ~ 2000 yuan, and the life goal is to work hard for survival.
3. The monthly income is between 2000 yuan ~ 4000 yuan, and the budget is careful and hard for life (note that the upper level is survival and this level is life).
4. The monthly income is between 4000 yuan ~ 8000 yuan, petty bourgeois lifestyle, life goals, and work hard for the family to glorify the ancestors.
5. The monthly income is between 8,000 yuan ~ 16,000 yuan, and you can enjoy a comfortable lifestyle, life goals, and a free life.
6. Monthly income of 16,000 yuan ~ 32,000 yuan, comfortable lifestyle, life goal: live for the ideal.
7. With a monthly income of 32,000 yuan or more, and free wealth, this kind of retiree is already rare. Life goal: to exert residual heat for social progress.
Note: The total income of two people refers to the sum of all inputs and expenditures such as pension, asset income, and children's filial piety income.
Let's say your children give you $2,000 a month, which is added to your pension. If you need to support your children by $2,000 a month, you should use your pension minus $2,000 to get it.
Therefore, the pension is only a part of your financial life after retirement, not entirely from the pension. For example, a farmer's pension is only 200 yuan, but his children are very powerful and will give him 10,000 yuan every month, a total of 10,200 yuan. Then their old couple also live a free and easy life.
On the contrary, although your pension reaches 10,000 yuan, you need to repay your son a monthly payment of 7,000 yuan or buy a house for your son. Again, you will live a budget-conscious life.
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